82 Temple Ave, Winthrop, MA 02152 Property Records

Suffolk County and Winthrop Town City property record for 82 Temple Ave, Winthrop, MA 02152

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 3,498 sqft · built 1913
Lot Size	0.064 acres (2,787 sqft)
Owner	Individual Name on File
Last Sale	$767,500 (Feb 2022)
Tax Bill	$9,790 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINT M:068 L:039`

Property Details

APN / Parcel Number

Primary APN	`WINT M:068 L:039`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,498 sqft Living Area
Gross Area	4,899 sqft
Basement Area	1,089 sqft
Unfinished Basement	1,089 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Other
Exterior Material	Other
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	2,787 sqft (0.064 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	82 TEMPLE AVE
City	WINTHROP
State	MA
Zip	02152-1539
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	39
Jurisdiction	WINTHROP MA
Township / Civil Division	WINTHROP TOWN
Census Block Group	1
Census Block	1000
Census Tract	180101

Owner

82 Temple Ave, a duplex, is owned by an individual who bought it in February 2022.

Source: Suffolk County and Winthrop Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	500 VICTORY RD, 400, QUINCY, MA 02171-3139
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 29, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 24, 2022	Quit Claim Deed, Transfer · FHA Mortgage OCMBC INC
Jun 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RADIUS FINANCIAL GROUP
Oct 11, 2017	Deed of Trust, Mortgage · Conventional with PMI HARVARD UNIV CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Book / Page	67221 / 230
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	067221-230
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068737-192
Date	Mar 1, 2023
Book Page	68737/192
Instrument	12354

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069657-171
Date	Nov 21, 2023
Book Page	69657/171
Instrument	75541

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070854-1
Date	Nov 29, 2024
Book Page	70854/1
Instrument	73893

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2052

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Feb 24, 2022
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Document Number	067221-230
Book / Page	67221 / 230
Instrument Date	Feb 23, 2022
Instrument	15780
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539

Mortgage

Document Number	0000015781
Date	Feb 24, 2022
Instrument	15781

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINTHROP MA
Recording Date	Jun 26, 2019
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Document Number	61334-78
Book / Page	61334 / 78
Instrument Date	Jun 12, 2019
Instrument	51250
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539

Mortgage

Document Number	51251
Date	Jun 26, 2019
Instrument	51251

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINTHROP MA
Property Address	82 TEMPLE AVE, WINTHROP, MA 02152-1539
Document Number	58644-212
Book / Page	058644 / 000212
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58644-212
Date	Oct 12, 2017
Book Page	058644/000212
Instrument	90702

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 82 Temple Ave was $9,790, up 13.8% from the year before.

Source: Suffolk County and Winthrop Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Suffolk County
Municipality	Winthrop Town City
Unified School District	Winthrop School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,790.00 (+13.77%)	$878,800 (+5.4%) Land $370,800 Building $508,000	$837,534
2025	$8,605.00 (+9.56%)	$833,800 (+10.63%) Land $353,100 Building $480,700
2024	$7,854.00 (-7.26%)	$753,700 (-4.78%) Land $354,100 Building $399,600
2023	$8,469.00	$791,500 Land $318,800 Building $472,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Temple Ave in Zone X, an area of minimal flood risk, though there have been 92 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 individual policies
Nearby Flood Policies	71 units insured incl. 26 condo units
Nearby Flood Claims	92 (1978–2023)
Claims Outside the SFHA	5 of 92
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 82 Temple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP WATER DIVISION, (MWRA) serves 19,316 people · EPA ID MA3346000
Water Source	Purchased surface water from MWRA
Last State Inspection	Dec 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy, Verizon.

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