82 Stearns St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 82 Stearns St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,050 sqft · built 1940
Lot Size	0.107 acres (4,644 sqft)
Owner	Individual Name on Record
Last Sale	$318,000 (Apr 2023)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0514`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0514`
Alternative APNs	`040514` `40514`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	750 sqft
Attic	Attic
Attic Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,644 sqft (0.107 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	40514
Street Address	82 STEARNS ST
City	PAWTUCKET
State	RI
Zip	02861-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	514
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1010
Census Tract	15500

Owner

Source: Pawtucket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 STEARNS ST, PAWTUCKET, RI 02861-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC
Nov 30, 2020	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	20235
Deed Book / Page	4973 / 310
Transfer Doc	3373-13
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Apr 3, 2023
Property Address	82 STEARNS ST, PAWTUCKET, RI 02861-1205
Document Number	004973-310
Book / Page	4973 / 310
Instrument Date	Mar 31, 2023
Instrument	5
Transaction Type	Transfer
Record Updated	Apr 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BEECHER ST #303 # 303, 303, PAWTUCKET, RI 02860-1886

Mortgage

Document Number	0000000006
Date	Apr 3, 2023
Instrument	6

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	82 STEARNS ST, PAWTUCKET, RI 02861-1205
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4451-2
Date	Nov 26, 2019
Book Page	4451/2
Instrument	41

Lender

Name	PROVINCE MORTGAGE ASSOCIATES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Nov 30, 2020
Property Address	82 STEARNS ST, PAWTUCKET, RI 02861-1205
Document Number	4600-264
Book / Page	4600 / 264
Instrument Date	Nov 25, 2020
Instrument	50
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	STEARNS ST, PAWTUCKET, RI

Mortgage

Document Number	51
Date	Nov 30, 2020
Instrument	51

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00 (+7.37%)	$288,000 (+38.33%) Land $121,500 Building $166,500	$373,308
2023	$3,527.00 (+2.17%)	$208,200 (-) Land $76,000 Building $132,200
2022	$3,452.00	$208,200 Land $76,000 Building $132,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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