70 Stearns St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 70 Stearns St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,098 sqft · built 1940
Lot Size	0.115 acres (5,008 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,866 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:04 L:0511`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:04 L:0511`
Alternative APNs	`040511` `40511`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	784 sqft
Attic	Attic
Attic Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,008 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	40511
Street Address	70 STEARNS ST
City	PAWTUCKET
State	RI
Zip	02861-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	511
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	1
Census Block	1010
Census Tract	15500

Owner

70 Stearns St is owned and occupied by two individuals who acquired it in May 2025.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 30, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SHAMROCK HOME LOANS
Feb 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SHAMROCK FINANCIAL CORP
Jun 29, 2018	Warranty Deed, Transfer · FHA Mortgage SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025
Deed Sale	May 20, 2025
Prior Sale	Jun 30, 2022 · Amount on File
Deed Document Number	202541
Deed Book / Page	5206 / 292
Prior Transfer Date	May 15, 2025
Prior Transfer Doc	005206-292
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jan 13, 2023
Property Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	004954-230
Book / Page	4954 / 230
Instrument Date	Jan 12, 2023
Instrument	16
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 30, 2022
Property Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	004888-182
Book / Page	4888 / 182
Instrument Date	Jun 30, 2022
Instrument	48
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146

Mortgage

Document Number	0000000049
Date	Jun 30, 2022
Instrument	49

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004704-249
Date	Jun 15, 2021
Book Page	4704/249
Instrument	58

Lender

Name	SHAMROCK HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4340-43
Date	Feb 19, 2019
Book Page	4340/43
Instrument	92

Lender

Name	SHAMROCK FINANCIAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 29, 2018
Property Address	70 STEARNS ST, PAWTUCKET, RI 02861-1146
Document Number	4248-40
Book / Page	4248 / 40
Instrument	20
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42480042
Date	Jun 29, 2018
Instrument	04248/0042

Lender

Name	SHAMROCK FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 70 Stearns St was $3,866.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,866.00	$294,000 Land $122,900 Building $171,100	$381,087
2023	$3,761.00 (+2.17%)	$222,000 (-) Land $76,800 Building $145,200
2022	$3,681.00	$222,000 Land $76,800 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Stearns St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 70 Stearns St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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