Otsego County and Oneonta City property record for 82 Spruce St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1925 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Mar 2018) |
| Tax Bill | $4,438 (2026) |
| Deeds & Mortgages | Mar 2018 Sale Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-3-28 |
| Primary APN | 361200 288.18-3-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 720 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 66 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 197 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3104 |
|---|---|
| Street Address | 82 SPRUCE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 140 |
| Legal Description | 0303810 0897420 |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 591000 |
82 Spruce St is owned and occupied by an individual who bought it in March 2018.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 82 SPRUCE ST, ONEONTA, NY 13820-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2018 | Grant Deed, Transfer |
| Mar 27, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on File |
| Deed Sale | Mar 27, 2018 · Amount on File |
| Prior Sale | Jul 27, 2012 · Amount on File |
| Deed Document Number | 20181330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 27, 2018 |
| Property Address | 82 SPRUCE ST, ONEONTA, NY 13820-1543 |
| Document Number | 0000001330 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 1330 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 EAST ST #1 ONEONTA NY 138201622, 1, ONEONTA, NY 13820-1622 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 27, 2018 |
| Property Address | 82 SPRUCE ST, ONEONTA, NY 13820-1543 |
| Document Number | 0000001329 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 1329 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 ROOSEVELT AVE ONEONTA NY 138201912, ONEONTA, NY 13820-1912 |
The 2026 property tax bill for 82 Spruce St was $4,438.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,438.00 | ||
| 2025 | $114,000 Land $10,800 Building $103,200 | $160,563 Land $15,211 Building $145,352 | |
| 2023 | $114,000 Land $10,800 Building $103,200 | $140,741 Land $13,333 Building $127,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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