79 Spruce St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 79 Spruce St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1975
Square Footage2,020 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$167,000 (2011)
Tax Bill$5,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN361200 288.18-1-53
Alternative APNs
  • 120028801800010530000000
  • 3911 3065

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,020 sqft Living Area
1st Floor910 sqft 1st Floor
2nd Floor750 sqft 2nd Floor
Attic Area360 sqft Attic
Attic1 Attic
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1975
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area4,356 sqft (0.1 acres)
Depth X Width83 ft x 50 ft Depth x Width
Porch Area216 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 3065
Street Address79 SPRUCE ST
CityONEONTA
StateNY
Zip13820-1542
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number53.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup1
Census Block1016
Census Tract591000

Owner

Source: Otsego County and Oneonta City records · APN 361200 288.18-1-53

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address79 SPRUCE ST, ONEONTA, NY 13820-1542
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2011 · Amount on Record
Deed SaleAug 29, 2011 · Amount on Record
Prior SaleJul 01, 1999
Deed Book / Page2011 / 3958
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address79 SPRUCE ST, ONEONTA, NY 13820-1542
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000088
DateOct 16, 2025
Instrument2025-4088
Lender
NameSIDNEY FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,745.00$165,000 (-) Land $12,000 Building $153,000$232,394 (+14.08%) Land $16,901 Building $215,493
2023$165,000 Land $12,000 Building $153,000$203,704 Land $14,815 Building $188,889

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