Monroe County property record for 81 Snapper Ln, #B, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,813 sqft · built 1974 |
| Lot Size | 4 acres (182,627 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,025,000 (Mar 2017) |
| Tax Bill | $22,720 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00569513-000422 |
| Primary APN | 00569513-000422 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,813 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Lot Area | 182,627 sqft (4 acres) |
| Account Number | 1701912 |
|---|---|
| Street Address | 81 SNAPPER LN, B |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3744 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | UR |
| Legal Description | CONDOMINIUM 10 PUMPKIN CAY PB6-114 DWELLING NO PC-81B OR601-224 OR636-837 OR816-822/23 OR927-1006/08 OR930-1370/71 OR980-1528 OR1027-257 OR1457-123/24 OR1631-1570/72 OR1957-1106 OR2824-2198 OR2841-980/84 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | PUMPKIN CAY O.R. #7 2ND REV |
| Legal Lot Number | PC81B |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 972700 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 515 GREENWOOD ST, BIRMINGHAM, MI 48009-1341 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Oct 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Mar 1, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 1, 2017 | Affidavit of Death, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on Record |
| Deed Sale | Mar 1, 2017 · Amount on Record |
| Prior Sale | May 4, 2000 · Amount on Record |
| Deed Document Number | 20172112326 |
| Deed Book / Page | 2841 / 980 |
| Prior Transfer Date | Nov 27, 2003 |
| Prior Transfer Doc | 0001413150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 81 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | USA TITLE, US TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 515 GREENWOOD ST, BIRMINGHAM, MI 48009-1341 |
| Document Number | 0030852136 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 3085/2136 |
| Instrument | 2311516 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 81 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 515 GREENWOOD ST, BIRMINGHAM, MI 48009-1341 |
| Document Number | 0031982109 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 3198/2109 |
| Instrument | 2395450 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 81 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744 |
| Document Number | 0028410980 |
| Book / Page | 002841 / 000980 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 2112326 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $14,175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 515 GREENWOOD ST BIRMINGHAM MI 480091341, BIRMINGHAM, MI 48009-1341 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 1, 2017 |
| Property Address | 81 SNAPPER LN # B, B, KEY LARGO, FL 33037-3744 |
| Document Number | 0028410986 |
| Book / Page | 002841 / 000986 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 2112328 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81B SNAPPER LN KEY LARGO FL 330373744, KEY LARGO, FL 33037-3744 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,720.00 (+7.35%) | $4,039,413 (+20.05%) Building $4,039,413 | $4,039,413 (+20.05%) Building $4,039,413 |
| 2024 | $21,165.00 (+12.27%) | ||
| 2023 | $18,852.00 (+17.76%) | $3,364,663 (+23.55%) Building $3,364,663 | $3,364,663 (+23.55%) Building $3,364,663 |
| 2022 | $16,009.00 | $2,723,239 Building $2,723,239 | $2,723,239 Building $2,723,239 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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