82 Silver Tree Cir, Cary, IL 60013 Property Records

McHenry County property record for 82 Silver Tree Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,304 sqft · built 1979
Lot Size	0.52 acres (2,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$94,000 (Dec 1993)
Tax Bill	$3,848 (2024)
Deeds & Mortgages	Dec 2022 Transfer Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`19-12-101-081`

Property Details

APN / Parcel Number

Primary APN	`19-12-101-081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,304 sqft Living Area
1st Floor Area	654 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	2,280 sqft (0.52 acres)
Lot Dimensions	88 ft deep x 26 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	82 SILVER TREE CIR
City	CARY
State	IL
Zip	60013-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0042165 LT 177 BRIGHT OAKS UNIT 3 PHASE 2
Legal Subdivision	BRIGHT OAKS UNIT 3 PHASE 2
Legal Phase	2
Legal Block	101
Legal Lot Number	177
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 SILVER TREE CIR, CARY, IL 60013-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Intrafamily Transfer, Transfer
Dec 27, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 1993 · Amount on Record
Deed Sale	Dec 21, 1993 · Amount on Record
Deed Document Number	199379542
Last Transfer Date	Nov 9, 2022
Transfer Doc	0000042168
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Dec 27, 2022
Property Address	82 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000042165
Map Reference	DOC 752232
Instrument Date	Nov 17, 2022
Instrument	2022R0042165
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SILVER TREE CIR, CARY, IL 60013-1554

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 27, 2022
Property Address	82 SILVER TREE CIR, CARY, IL 60013-1554
Document Number	0000042168
Map Reference	DOC 752232
Instrument Date	Nov 9, 2022
Instrument	2022R0042168
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 SILVER TREE CIR, CARY, IL 60013-1554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 W JAMES WAY, CARY, IL 60013-2118

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,848.00	$61,703 (+32.12%) Land $12,923 Building $48,780	$185,109 (+32.12%) Land $38,769 Building $146,340
2022	Homeowner's exemption	$46,702 Land $10,431 Building $36,271	$140,106 Land $31,293 Building $108,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Silver Tree Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures