McHenry County property record for 76 Silver Tree Cir, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.006 acres (288 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $96,500 (Sep 1998) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 19-12-103-008 |
| Primary APN | 19-12-103-008 |
|---|
| Lot Area | 288 sqft (0.006 acres) |
|---|---|
| Lot Dimensions | 24 ft deep x 12 ft wide |
| Street Address | 76 SILVER TREE CIR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 98R00058405 LT 2 BLK 61 BRIGHT OAKS UNIT 1 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | BRIGHT OAKS 01 |
| Legal Block | 61 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 871304 |
Source: McHenry County records · APN 19-12-103-008
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 76 SILVER TREE CIR, CARY, IL 60013-1554 |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Dec 26, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 1998 · Amount on Record |
| Deed Sale | Sep 02, 1998 · Amount on Record |
| Deed Document Number | 98R0058405 |
| Deed Book / Page | 1912 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 76 SILVER TREE CIR, CARY, IL 60013-1554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017392 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021R0017392 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 76 SILVER TREE CIR, CARY, IL 60013-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047420 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 2017R0047420 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Change Frequency | Monthly |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $4,454 Land $1,736 Building $2,718 | $13,362 Land $5,208 Building $8,154 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2001–2013) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARY serves 17,826 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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