82 Severance Lodge Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 82 Severance Lodge Rd, Black Hawk, CO 80422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,176 sqft · built 1995
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Company Names on Record
Last Sale	$645,000 (Sep 2021)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1711-062-01-028`

Property Details

APN / Parcel Number

Primary APN	`1711-062-01-028`
Alternative APN	`R002116`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,176 sqft Heated Area
Gross Area	4,040 sqft
1st Floor Area	1,972 sqft
Basement Area	1,876 sqft
Finished Basement	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R002116
Street Address	82 SEVERANCE LODGE RD
City	BLACK HAWK
State	CO
Zip	80422-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S: 6 T: 2S R: 72W SUBD: SEVERANCE LODGE LOT: 040 AND:- LOT: 041 & IMPS NOW KNOWN AS A TRACT OF LAND CREATED BY BLE 95-9 DESC
Legal Range	72W
Legal Township	02S
Legal Section	06
Legal Subdivision	SEVERANCE LODGE
Legal Lot Number	40
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	2
Census Block	2035
Census Tract	13801

Owner

Source: Gilpin County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	48 WILDFLOWER CT, NEDERLAND, CO 80466-9638
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Jun 6, 2018	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Jun 6, 2019	Deed of Trust, Mortgage · VA Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Feb 11, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2021170368
Record Updated	Oct 29, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Sep 16, 2021
Property Address	82 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Document Number	0000170368
Map Reference	MB 585 PG 364
Instrument Date	Sep 4, 2021
Instrument	170368
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8009 HITCHCOCK RD, 8009, BOARDMAN, OH 44512-5847

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 WILDFLOWER CT, NEDERLAND, CO 80466-9638

Mortgage

Document Number	0000170369
Date	Sep 16, 2021
Instrument	170369

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	82 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161499
Date	Jun 6, 2018
Instrument	161499

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	82 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163659
Date	Jun 6, 2019
Instrument	163659

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	82 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165494
Date	Feb 11, 2020
Instrument	165494

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00 (+17.07%)	$50,520 (+6.05%) Land $7,030 Building $43,490	$808,330 (+13.67%) Land $112,500 Building $695,830
2024	$3,181.00 (+0.76%)	$47,640 (-) Land $4,660 Building $42,980	$711,130 (-) Land $69,616 Building $641,514
2023	$3,157.00 (+17.49%)	$47,640 (+29.46%) Land $4,660 Building $42,980	$711,130 (+34.3%) Land $69,616 Building $641,514
2022	$2,687.00	$36,800 Land $4,170 Building $32,630	$529,520 Land $60,000 Building $469,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
CenturyLink DSL	60 / 5

May also be available: Nedernet, Rise Broadband.

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