103 Severance Lodge Rd, Black Hawk, CO 80422 Property Records

Gilpin County property record for 103 Severance Lodge Rd, Black Hawk, CO 80422

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,168 sqft · built 1960
Lot Size0.98 acres (42,689 sqft)
OwnerIndividual Name on File
Last Sale$439,000 (Jul 2022)
Tax Bill$1,875 (2025)
Deeds & MortgagesJul 2022 Transfer
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1711-062-01-030

Property Details

APN / Parcel Number

Primary APN1711-062-01-030
Alternative APN
  • R001705

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,168 sqft Heated Area
Gross Area1,971 sqft
1st Floor Area896 sqft
Upper Floors Area144 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Roof TypeRigid Frame Bar Joist
Roof MaterialComposition Shingle
Lot Area42,689 sqft (0.98 acres)
PorchPorch
Porch Area128 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Account NumberR001705
Street Address103 SEVERANCE LODGE RD
CityBLACK HAWK
StateCO
Zip80422-4235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS: 6 T: 2S R: 72W SUBD: SEVERANCE LODGE LOT: 029 & IMPS
Legal Range72W
Legal Township02S
Legal Section06
Legal SubdivisionSEVERANCE LODGE
Legal Lot Number29
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group2
Census Block2037
Census Tract13801

Owner

103 Severance Lodge Rd is owned and occupied by an individual who bought it in July 2022.

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address103 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Intrafamily Transfer, Transfer
Jul 14, 2022Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2022 · Amount on File
Deed SaleJul 14, 2022 · Amount on File
Prior SaleJul 14, 2022 · Amount on File
Deed Document Number2022172655
Prior Transfer DateJul 8, 2022
Prior Transfer Doc0000172654
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGILPIN CO
Recording DateJul 14, 2022
Property Address103 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Document Number0000172654
Map ReferenceDOC 30375
Instrument DateJul 8, 2022
Instrument172654
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 538, ROLLINSVILLE, CO 80474-0538

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILPIN CO
Recording DateJul 14, 2022
Property Address103 SEVERANCE LODGE RD, BLACK HAWK, CO 80422-4235
Document Number0000172655
Map ReferenceDOC 30375
Instrument DateJul 8, 2022
Instrument172655
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 538, ROLLINSVILLE, CO 80474-0538

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4138 LIVERPOOL ST, DENVER, CO 80249-8212

Mortgage

Document Number0000172656
DateJul 14, 2022
Instrument172656
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
Unified School DistrictBoulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,875.00 (+19.58%)$25,450 (+8.39%) Land $4,690 Building $20,760$407,120 (+16.18%) Land $75,000 Building $332,120
2024$1,568.00 (+0.77%)$23,480 (-) Land $4,000 Building $19,480$350,430 (-) Land $59,640 Building $290,790
2023$1,556.00 (+67.13%)$23,480 (+19.13%) Land $4,000 Building $19,480$350,430 (+23.6%) Land $59,640 Building $290,790
2022$931.00$19,710 Land $3,840 Building $15,870$283,530 Land $55,200 Building $228,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Severance Lodge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Severance Lodge Rd is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 93% of Colorado
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Visionary Broadband
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on Severance Lodge Rd

Nearby Streets

Search Property Records by Address or Parcel Number