82 SE Keuka Ter, Stuart, FL 34997 Property Records

Martin County property record for 82 SE Keuka Ter, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,263 sqft · built 1978
Lot Size	0.121 acres (5,314 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2019)
Tax Bill	$4,365 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-002-000-00201-5`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-002-000-00201-5`
Alternative APN	`36028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,263 sqft Total Area
1st Floor Area	1,263 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.121 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Pool Area	300 sqft
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36028
Street Address	82 SE KEUKA TER
City	STUART
State	FL
Zip	34997-5512
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FISHERMANS COVE LOT 20 W1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Lot Number	20
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1105

Owner

Source: Martin County records · APN 40-38-41-002-000-00201-5

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	82 SE KEUKA TER, STUART, FL 34997-5512
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2019 · Amount on Record
Deed Sale	Aug 09, 2019 · Amount on Record
Prior Sale	Oct 16, 2014
Deed Document Number	0003076102
Deed Book / Page	3076 / 102
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 09, 2019
Property Address	82 SE KEUKA TER, STUART, FL 34997-5512
Document Number	0030760102
Book / Page	3076 / 0102
Map Reference	MB 7 PG 8
Instrument Date	Aug 08, 2019
Instrument	2769290
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4093 SE FAIRWAY E, 4093, STUART, FL 34997-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 SE KEUKA TER, STUART, FL 34997-5512

Mortgage

Document Number	0003076104
Date	Aug 09, 2019
Instrument	3076/104

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,873 (+21%)	$270,380 (+7.89%) Land $130,000 Building $140,380
2024	$4,365.00 (+6.99%)
2023	$4,080.00 (+15.25%)	$201,549 (+1%)	$250,600 (+27.5%) Land $110,000 Building $140,600
2022	$3,540.00	$183,227	$196,550 Land $89,680 Building $106,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.