122 SE Keuka Ter, Stuart, FL 34997 Property Records

Martin County property record for 122 SE Keuka Ter, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,263 sqft · built 1978
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Feb 2024)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`40-38-41-002-000-0019.1-7-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-002-000-0019.1-7-0000`
Alternative APNs	`40-38-41-002-000-00191-7` `36026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,263 sqft Living Area
Gross Area	1,599 sqft
1st Floor Area	1,263 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,271 sqft (0.121 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36026
Street Address	122 SE KEUKA TER
City	STUART
State	FL
Zip	34997-5512
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	FISHERMANS COVE LOT 19 W 1/2
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	FISHERMANS COVE
Legal Block	2
Legal Lot Number	19
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2003
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 SE KEUKA TER, STUART, FL 34997-5512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Grant Deed, Transfer LIBERTY TITLE COMPANY/AMERICA INC
May 3, 2018	Affidavit of Death, Transfer LIBERTY TITLE COMPANY/AMERICA INC, LIBERTY TITLE CO/AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	May 3, 2013 · Amount on Record
Deed Document Number	20243056283
Deed Book / Page	3418 / 1667
Prior Transfer Date	Nov 4, 2010
Prior Transfer Doc	0024852246
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 5, 2024
Property Address	122 SE KEUKA TER, STUART, FL 34997-5512
Document Number	0034181667
Book / Page	3418 / 1667
Map Reference	MB 7 PG 8
Instrument Date	Jan 30, 2024
Instrument	3056283
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ATLANTIC SETTLEMENT GROUP LLC, ATLANTIC STLMT GROUP LLC POR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 SW SOUTH RIVER DR # DR206, DR206, STUART, FL 34997-3034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SE KEUKA TER, STUART, FL 34997-5512

Mortgage

Document Number	0034181669
Date	Feb 5, 2024
Instrument	3418/1669

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	May 3, 2018
Property Address	122 SE KEUKA TER, STUART, FL 34997-5512
Document Number	0029900774
Book / Page	002990 / 000774
Instrument Date	Apr 30, 2018
Instrument	2692591
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	LIBERTY TITLE COMPANY/AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3901 SE ST LUCIE BOULEVARD FL 34997, LUCIE BOULEVARD, FL 34997

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARTIN FL
Recording Date	May 3, 2018
Property Address	122 SE KEUKA TER, STUART, FL 34997-5512
Document Number	0029900749
Book / Page	002990 / 000749
Instrument Date	Apr 26, 2018
Instrument	2692568
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	LIBERTY TITLE COMPANY/AMERICA INC, LIBERTY TITLE CO/AMERICA INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SE KEUKA TER STUART FL 349975512, STUART, FL 34997-5512

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (+29.21%)	$254,100 (+68.39%) Land $130,000 Building $124,100	$254,100 (+28.63%) Land $130,000 Building $124,100
2024	$3,464.00 (+7.61%)
2023	$3,219.00 (+15.38%)	$150,903 (+1%)	$197,540 (+28.69%) Land $110,000 Building $87,540
2022	$2,790.00	$137,185	$153,500 Land $89,680 Building $63,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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