Martin County property record for 82 SE Harbor Point Dr, Stuart, FL 34996
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,672 sqft · built 2002 |
| Lot Size | 0.789 acres (34,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jan 2017) |
| Tax Bill | $11,330 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-38-41-001-002-0001.0-3-0000 |
| Primary APN | 02-38-41-001-002-0001.0-3-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 2,672 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 34,369 sqft (0.789 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 447 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17910 |
|---|---|
| Street Address | 82 SE HARBOR POINT DR |
| City | STUART |
| State | FL |
| Zip | 34996-1374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SNUG HARBOR LOT 1 BLK B |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 2 |
| Legal Subdivision | SNUG HARBOR |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | STUART |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 902 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 SE HARBOR POINT DR, STUART, FL 34996-1374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 10, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jan 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 · Amount on Record |
| Deed Sale | Jan 30, 2017 · Amount on Record |
| Prior Sale | Apr 22, 2013 · Amount on Record |
| Deed Document Number | 20177063 |
| Deed Book / Page | 2904 / 662 |
| Last Transfer Date | Apr 15, 2024 |
| Transfer Doc | 0034310497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 82 SE HARBOR POINT DR, STUART, FL 34996-1374 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 82 SE HARBOR POINT DR, STUART, FL 34996-1374 |
| Document Number | 0031800336 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 3180/336 |
| Instrument | 2855121 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jan 30, 2017 |
| Property Address | 82 SE HARBOR POINT DR, STUART, FL 34996-1374 |
| Document Number | 0029040662 |
| Book / Page | 002904 / 000662 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2617063 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,970.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 SE HARBOR POINT DR SEWALLS POINT FL 349961374, SEWALLS POINT, FL 34996-1374 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,330.00 (-0.94%) Homeowner's exemption | $730,792 (+5.99%) | $1,331,940 (+9.07%) Land $684,250 Building $647,690 |
| 2024 | $11,437.00 (+1.73%) | ||
| 2023 | $11,242.00 (+3.41%) Additional exemption filed | $689,512 (+3%) | $1,221,220 (+27.96%) Land $557,180 Building $664,040 |
| 2022 | $10,871.00 Homeowner's exemption | $669,430 | $954,400 Land $526,090 Building $428,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | May 2018 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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