Kershaw County property record for 82 Saughtree Ln W, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4,374 sqft · built 2018 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,401 (Jul 2018) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-122-SKB |
| Primary APN | 358-00-00-122-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,374 sqft Gross Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 19,166 sqft (0.439 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-122 SKB |
| Street Address | 82 SAUGHTREE LN W |
| City | ELGIN |
| State | SC |
| Zip | 29045-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2-C LOT 122 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 122 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
82 Saughtree Ln W is owned and occupied by two individuals who acquired it in August 2018.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 3, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CERTAINTY HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Deed Document Number | 0003897160 |
| Deed Book / Page | 3897 / 160 |
| Last Transfer Date | Aug 3, 2018 |
| Transfer Doc | 0000005984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 82 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 82 SAUGHTREE LN, ELGIN, SC 29045-8375 |
| Document Number | 0020258314 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 5440/134 |
| Instrument | 2025-8314 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Apr 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 3, 2018 |
| Property Address | 82 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0000005984 |
| Book / Page | 003897 / 000160 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 5984 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,093.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 82 SAUGHTREE LN W ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 5985 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 003897/000164 |
| Instrument | 5985 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
The 2025 property tax bill for 82 Saughtree Ln W was $1,877.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 | $313,700 Land $40,000 Building $273,700 | $313,700 |
| 2023 | $1,889.00 | $313,700 Land $40,000 Building $273,700 | $313,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Saughtree Ln W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 82 Saughtree Ln W is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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