61 Saughtree Ln W, Elgin, SC 29045 Property Records

Kershaw County property record for 61 Saughtree Ln W, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details4,607 sqft · built 2016
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$482,000 (Mar 2026)
Tax Bill$1,965 (2025)
Deeds & MortgagesMar 2026 Sale
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN358-00-00-110-SKB

Property Details

APN / Parcel Number

Primary APN358-00-00-110-SKB
Alternative APN
  • 2345

Interior

Stories2 Stories
Building Area4,607 sqft Gross Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area16,988 sqft (0.39 acres)

Location & Zoning

Account Number2345
Street Address61 SAUGHTREE LN W
CityELGIN
StateSC
Zip29045-8398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionKELSNEY RIDGE SUBDIV PHASE 2-C LOT 110
Legal SubdivisionKELSNEY RIDGE SUBD
Legal Phase2
Legal Lot Number110
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2015
Census Tract970908

Owner

Source: Kershaw County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address61 SAUGHTREE LN W, ELGIN, SC 29045-8398
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed, Transfer
Jan 21, 2021Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Aug 4, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleApr 23, 2025 · Amount on Record
Deed Document Number20262656
Deed Book / Page5551 / 77
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionKERSHAW SC
Recording DateMar 24, 2026
Property Address61 SAUGHTREE LN W, ELGIN, SC 29045-8398
Document Number0020262656
Book / Page5551 / 77
Map ReferenceVOL D18 PG 10
Instrument DateMar 20, 2026
Instrument2026-2656
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Tax$1,253.20
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address61 SAUGHTREE LN W, ELGIN, SC 29045-8398

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateJan 21, 2021
Property Address61 SAUGHTREE LN W, ELGIN, SC 29045-8398
Document Number0000000737
Book / Page004391 / 000024
Instrument DateJan 21, 2021
Instrument737
Transaction TypeTransfer
Record UpdatedFeb 19, 2021
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,217.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address61 SAUGHTREE LN W ELGIN SC 290458398, ELGIN, SC 29045-8398

Mortgage

Document Number738
DateJan 21, 2021
Book Page004391/000287
Instrument738
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 20, 2051

August 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateAug 4, 2017
Property Address61 SAUGHTREE LN W, ELGIN, SC 29045-8398
Document Number0000006285
Book / Page003732 / 000185
Instrument DateJul 27, 2017
Instrument6285
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,076.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address61 SAUGHTREE LN W ELGIN SC 29045, ELGIN, SC 29045

Mortgage

Document Number6286
DateAug 4, 2017
Book Page003732/000189
Instrument6286
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 3, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (-0.66%)$330,300 (-) Land $40,000 Building $290,300$330,300 (-)
2023$1,978.00$330,300 Land $40,000 Building $290,300$330,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 42% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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