Hamilton County property record for 82 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,465 sqft · built 1930 |
| Lot Size | 0.393 acres (17,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,000 (Mar 2025) |
| Tax Bill | $2,785 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Mar 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156D D 011 |
| Primary APN | 156D D 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,465 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,150 sqft (0.393 acres) |
| Lot Dimensions | 245 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000090962 |
|---|---|
| Street Address | 82 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 5 TROTTERS ADDN PB 9 PG 2 |
| Legal Subdivision | TROTTERS ADDN |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 2800 |
82 S Crest Rd is owned and occupied by an individual who bought it in March 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2024 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Mar 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 3, 2020 | Warranty Deed, Transfer BANKPLUS |
| Apr 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on File |
| Deed Sale | Mar 21, 2025 · Amount on File |
| Prior Sale | Jun 3, 2020 · Amount on File |
| Deed Document Number | 2025032100074 |
| Deed Book / Page | 13868 / 357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Document Number | 0000000127 |
|---|---|
| Date | Jun 13, 2024 |
| Book Page | 13620/531 |
| Instrument | 2024061300127 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 21, 2025 |
| Property Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Document Number | 0000000074 |
| Book / Page | 13868 / 357 |
| Map Reference | MB 9 PG 2 |
| Instrument Date | Mar 20, 2025 |
| Instrument | 2025032100074 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Document Number | 0013868361 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 13868/361 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 3, 2020 |
| Property Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Document Number | 0603000317 |
| Book / Page | 012023 / 000932 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 200603000317 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,739.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 82 S CREST RD CHATTANOOGA TN 374044005, CHATTANOOGA, TN 37404-4005 |
| Document Number | 603000318 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 012023/000934 |
| Instrument | 200603000318 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Jun 2, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 26, 2017 |
| Property Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Document Number | 0000000131 |
| Book / Page | 11033 / 888 |
| Map Reference | MB9 PG2 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 2017042600131 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 82 S CREST RD, CHATTANOOGA, TN 37404-4005 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000132 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017042600132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 82 S Crest Rd was $2,785, up 5.1% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,785.00 (+5.05%) | $183,750 (+55.06%) | $735,000 (+55.06%) Land $218,800 Building $516,200 |
| 2024 | $2,651.00 | $118,500 (-) | $474,000 (-) Land $125,000 Building $349,000 |
| 2023 | $2,651.00 | $118,500 (-) | $474,000 (-) Land $125,000 Building $349,000 |
| 2022 | $2,651.00 | $118,500 | $474,000 Land $125,000 Building $349,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 82 S Crest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 82 S Crest Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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