Hamilton County property record for 75 S Crest Rd, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,614 sqft · built 1929 |
| Lot Size | 0.858 acres (37,410 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,075,000 (Sep 2023) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156D C 007 |
| Primary APN | 156D C 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Clay Tile |
| Lot Area | 37,410 sqft (0.858 acres) |
| Lot Dimensions | 430 ft deep x 87 ft wide |
| Pool Area | 640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000090940 |
|---|---|
| Old Parcel Number | 156DC007 |
| Street Address | 75 S CREST RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SW1/4 SEC25 TWP25 R4 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 25 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Missionary Ridge Historic District listed 1996 · 191 contributing resources · NRIS 95001257 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3455 FAIRVIEW CT NW, KENNESAW, GA 30144-3069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| May 19, 2020 | Deed of Trust, Mortgage REGIONS MTG |
| Apr 13, 2018 | Warranty Deed, Construction Loan · Construction Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 2023092800060 |
| Deed Book / Page | 13410 / 319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 28, 2023 |
| Property Address | 75 S CREST RD, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0000000060 |
| Book / Page | 13410 / 319 |
| Map Reference | MB 11319 PG 445 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023092800060 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,977.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 S CREST RD, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0000000061 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023092800061 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 75 S CREST RD, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0526000311 |
| Instrument Date | May 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 75 S CREST RD CHATTANOOGA TN 374044006, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0526000311 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 012012/000818 |
| Instrument | 200526000311 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 13, 2018 |
| Property Address | 75 S CREST RD, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0000000233 |
| Book / Page | 11319 / 445 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 2018041300233 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 75 S CREST RD, CHATTANOOGA, TN 37404-4006 |
| Document Number | 0000000234 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018041300234 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | May 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Margin | 2 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,109.00 (+22.95%) | $271,150 (+81.49%) | $1,084,600 (+81.49%) Land $150,000 Building $934,600 |
| 2024 | $3,342.00 | $149,400 (-) | $597,600 (-) Land $125,000 Building $472,600 |
| 2023 | $3,342.00 | $149,400 (-) | $597,600 (-) Land $125,000 Building $472,600 |
| 2022 | $3,342.00 | $149,400 | $597,600 Land $125,000 Building $472,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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