75 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 75 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,614 sqft · built 1929
Lot Size0.858 acres (37,410 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (Sep 2023)
Tax Bill$4,109 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN156D C 007

Property Details

APN / Parcel Number

Primary APN156D C 007
Alternative APN
  • 0000090940

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,614 sqft Living Area

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1980
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area37,410 sqft (0.858 acres)
Lot Dimensions430 ft deep x 87 ft wide
Pool Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000090940
Old Parcel Number156DC007
Street Address75 S CREST RD
CityCHATTANOOGA
StateTN
Zip37404-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSW1/4 SEC25 TWP25 R4
Legal Range04
Legal Township25
Legal Section25
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group2
Census Block2042
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Missionary Ridge Historic District
listed 1996 · 191 contributing resources · NRIS 95001257

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3455 FAIRVIEW CT NW, KENNESAW, GA 30144-3069
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
May 19, 2020Deed of Trust, Mortgage
REGIONS MTG
Apr 13, 2018Warranty Deed, Construction Loan · Construction Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2023 · Amount on Record
Deed SaleSep 28, 2023 · Amount on Record
Prior SaleApr 13, 2018 · Amount on Record
Deed Document Number2023092800060
Deed Book / Page13410 / 319
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 28, 2023
Property Address75 S CREST RD, CHATTANOOGA, TN 37404-4006
Document Number0000000060
Book / Page13410 / 319
Map ReferenceMB 11319 PG 445
Instrument DateSep 27, 2023
Instrument2023092800060
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, NORTHSHORE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,977.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 S CREST RD, CHATTANOOGA, TN 37404-4006

Mortgage

Document Number0000000061
DateSep 28, 2023
Instrument2023092800061
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address75 S CREST RD, CHATTANOOGA, TN 37404-4006
Document Number0526000311
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address75 S CREST RD CHATTANOOGA TN 374044006, CHATTANOOGA, TN 37404-4006

Mortgage

Document Number0526000311
DateMay 26, 2020
Book Page012012/000818
Instrument200526000311
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

April 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 13, 2018
Property Address75 S CREST RD, CHATTANOOGA, TN 37404-4006
Document Number0000000233
Book / Page11319 / 445
Instrument DateApr 13, 2018
Instrument2018041300233
Transaction TypeConstruction Loan
Record UpdatedMar 11, 2022
Title CompanyFIRST CHOICE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address75 S CREST RD, CHATTANOOGA, TN 37404-4006

Mortgage

Document Number0000000234
DateApr 13, 2018
Instrument2018041300234
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateMay 1, 2023
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change10.6%
IndexOther
Margin2

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,109.00 (+22.95%)$271,150 (+81.49%)$1,084,600 (+81.49%) Land $150,000 Building $934,600
2024$3,342.00$149,400 (-)$597,600 (-) Land $125,000 Building $472,600
2023$3,342.00$149,400 (-)$597,600 (-) Land $125,000 Building $472,600
2022$3,342.00$149,400$597,600 Land $125,000 Building $472,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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