82 Ryan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 82 Ryan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,562 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Jun 2003)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00640-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00640-0040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,562 sqft Heated Area
Gross Area	3,403 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Driveway	Driveway
Driveway Area	544 sqft
Pool Type	Enclosed Pool
Pool Area	200 sqft
Deck Area	551 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	82 RYAN DR
City	PALM COAST
State	FL
Zip	32164-6477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00064 LOT 0004 SUBDIVISION COMPLETION YEAR 1981 OR 318 PG 544 OR 943 PG 1116 OR 2255/1162-DC
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	64
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60214

Owner

82 Ryan Dr is owned and occupied by an individual who bought it in June 2003.

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	82 RYAN DR, PALM COAST, FL 32164-6477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2003 · Amount on File
Deed Sale	Jun 13, 2003 · Amount on File
Deed Document Number	0094301116
Deed Book / Page	00943 / 01116
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	82 RYAN DR, PALM COAST, FL 32164-6477
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 RYAN DR, PALM COAST, FL 32164-6477

Mortgage

Document Number	0028341244
Date	Dec 21, 2023
Book Page	2834/1244
Instrument	2023054683

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 25, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 82 Ryan Dr was $2,237 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 Homeowner's exemption Widower's exemption Additional exemption filed	$206,533	$347,706 Land $55,000 Building $292,706
2023	$2,096.00 (-1.55%) Homeowner's exemption Widower's exemption Additional exemption filed	$194,866 (+3%)	$333,075 (+3.1%) Land $43,000 Building $290,075
2022	$2,129.00 Homeowner's exemption Widower's exemption Additional exemption filed	$189,190	$323,067 Land $44,500 Building $278,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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