78 Ryan Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 78 Ryan Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$319,200 (Apr 2023)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00640-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00640-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	78 RYAN DR
City	PALM COAST
State	FL
Zip	32164-6477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 29 BL 64 LT 6 OR 204 PG 699 OR 688 PG 317-318-DC & ACM OR 688 PG 320 OR 1643/114 OR 2006/143
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	64
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60214

Owner

78 Ryan Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	78 RYAN DR, PALM COAST, FL 32164-6477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COASTAL LOANS LLC
Dec 2, 2021	Warranty Deed, Transfer HB TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Document Number	202313967
Deed Book / Page	2769 / 936
Prior Transfer Date	Mar 10, 2000
Prior Transfer Doc	0688000320
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 6, 2023
Property Address	78 RYAN DR, PALM COAST, FL 32164-6477
Document Number	0027690936
Book / Page	2769 / 936
Map Reference	MB 10 PG 17-29
Instrument Date	Mar 31, 2023
Instrument	2023013967
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2024
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 RYAN DR, PALM COAST, FL 32164-6477

Mortgage

Document Number	0002769938
Date	Apr 6, 2023
Instrument	2769/938

Lender

Name	COASTAL LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 2, 2021
Property Address	78 RYAN DR, PALM COAST, FL 32164-6477
Document Number	0026330343
Book / Page	2633 / 343
Map Reference	MB 10 PG 17-29
Instrument Date	Nov 19, 2021
Instrument	2021065646
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	HB TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17160 72ND PL N, 17160, MAPLE GROVE, MN 55311-4556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Tax Assessment & Valuation

The 2025 property tax bill for 78 Ryan Dr was $4,060 with a homeowner's exemption, up 2.9% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+2.86%) Homeowner's exemption	$266,579	$269,975 Land $55,000 Building $214,975
2024	$3,947.00 (+395.85%)
2023	$796.00 (-5.91%)	$43,000 (-3.37%) Land $43,000	$43,000 (-3.37%) Land $43,000
2022	$846.00	$44,500 Land $44,500	$44,500 Land $44,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 78 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78 Ryan Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ryan Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures