Middlesex County and Middlesex Borough property record for 82 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 2,322 sqft · built 1900 |
| Lot Size | 0.599 acres (26,110 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Aug 2019) |
| Tax Bill | $13,174 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00072-0000-00005 |
| Primary APN | 10-00072-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 2,322 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 26,110 sqft (0.599 acres) |
| Lot Dimensions | 204 ft deep x 128 ft wide |
| Street Address | 82 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 128X204 |
| Legal Block | 72 |
| Legal Lot Number | 5 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 324 RARITAN AVE, MIDDLESEX, NJ 08846-1028 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HABIB AMERICAN BANK |
| Aug 7, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on Record |
| Deed Sale | Aug 7, 2019 · Amount on Record |
| Prior Sale | May 3, 1983 · Amount on Record |
| Deed Document Number | 201962466 |
| Deed Book / Page | 17578 / 1785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 82 RAMSEY RD, MIDDLESEX, NJ 08846-1300 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000022608 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 18291/1297 |
| Instrument | 2021022608 |
| Name | HABIB AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10016 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 12, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 7, 2019 |
| Property Address | 82 RAMSEY RD, MIDDLESEX, NJ 08846-1300 |
| Document Number | 0000062466 |
| Book / Page | 017578 / 001785 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 62466 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 324 RARITAN AVE MIDDLESEX NJ 088461028, MIDDLESEX, NJ 08846-1028 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,500 (+7.74%) Land $188,000 Building $481,500 | $669,500 (+7.74%) Land $188,000 Building $481,500 | |
| 2025 | $13,174.00 (+15.81%) | $621,400 (+26.4%) Land $188,000 Building $433,400 | $621,400 (+26.4%) Land $188,000 Building $433,400 |
| 2024 | $11,376.00 (+18.95%) | ||
| 2023 | $491,600 Land $188,000 Building $303,600 | $491,600 Land $188,000 Building $303,600 | |
| 2022 | $9,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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