Middlesex County and Middlesex Borough property record for 79 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,996 sqft · built 1960 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $181,000 (Aug 1997) |
| Tax Bill | $13,161 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00079-0000-00003-01 |
| Primary APN | 10-00079-0000-00003-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 1,996 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 14,248 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Street Address | 79 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 75X190 |
| Legal Block | 79 |
| Legal Lot Number | 3.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 79 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 1997 · Amount on Record |
| Deed Sale | Aug 22, 1997 · Amount on Record |
| Deed Book / Page | 4436 / 860 |
| Last Transfer Date | Jul 3, 2013 |
| Transfer Doc | 201307250111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 79 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017460 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 18273/595 |
| Instrument | 2021017460 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,800 (-) Land $163,700 Building $457,100 | $620,800 (-) Land $163,700 Building $457,100 | |
| 2025 | $13,161.00 (+9.97%) | $620,800 (+20.03%) Land $163,700 Building $457,100 | $620,800 (+20.03%) Land $163,700 Building $457,100 |
| 2024 | $11,968.00 (+6.51%) | ||
| 2023 | $517,200 Land $163,700 Building $353,500 | $517,200 Land $163,700 Building $353,500 | |
| 2022 | $11,236.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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