Rowan County property record for 82 Primrose Dr, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.251 acres (10,959 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,500 (Nov 2017) |
| Tax Bill | $1,442 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage May 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00 00 017.24 |
| Primary APN | 019-00 00 017.24 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,959 sqft (0.251 acres) |
|---|
| Account Number | 5593 |
|---|---|
| Street Address | 82 PRIMROSE DR |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-6029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT #24 UNIT 2 GREENFIELD ESTATES |
| Legal Subdivision | GREENFIELD ESTATES |
| Legal Lot Number | 24 |
| Legal Unit | 2 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 950201 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 82 PRIMROSE DR, MOREHEAD, KY 40351-6029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY BANK |
| May 9, 2018 | Deed of Trust, Mortgage · ARM KENTUCKY BANK |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO |
| Nov 20, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2017 · Amount on Record |
| Deed Sale | Nov 20, 2017 · Amount on Record |
| Prior Sale | Oct 1, 2009 · Amount on Record |
| Deed Document Number | 2017407542 |
| Deed Book / Page | 266 / 129 |
| Prior Transfer Date | Nov 16, 2017 |
| Prior Transfer Doc | 00D266/129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 82 PRIMROSE DR, MOREHEAD, KY 40351-6029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A409/131 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | A409/131 |
| Instrument | 2001130 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 82 PRIMROSE DR, MOREHEAD, KY 40351-6029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A394/316 |
|---|---|
| Date | May 9, 2018 |
| Book Page | A394/316 |
| Instrument | 409236 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | PARIS, KY 40362 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.13% |
| Max Rate At Change | 7.13% |
| Index | 5-Year TN |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 82 PRIMROSE DR, MOREHEAD, KY 40351-6029 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00A444/843 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | A444/843 |
| Instrument | 2014603 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 82 PRIMROSE DR, MOREHEAD, KY 40351-6029 |
| Document Number | 00D266/129 |
| Book / Page | D266 / 129 |
| Map Reference | CAB2 SL68 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 407542 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $126.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2472 MCBRAYER RD, CLEARFIELD, KY 40313-9072 |
| Name | Verified Name |
|---|---|
| Address | 2472 MEBRAYER RD, CLEARFIELD, KY 40313-9072 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,442.00 (-1.77%) | $172,300 (-) Land $20,000 Building $152,300 | $172,300 (-) Land $20,000 Building $152,300 |
| 2023 | $1,468.00 | $172,300 Land $20,000 Building $152,300 | $172,300 Land $20,000 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 9 (2002–2015) |
| Most Recent Claim | May 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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