68 Primrose Dr, Morehead, KY 40351 Property Records

Rowan County property record for 68 Primrose Dr, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details1,768 sqft · built 2006
OwnerIndividual Name on Record
Last Sale$224,000 (Dec 2023)
Tax Bill$1,463 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN019-00 00 017.23

Property Details

APN / Parcel Number

Primary APN019-00 00 017.23
Alternative APNs
  • 1046
  • 1100
  • 8095

Interior

Stories2 Stories
Building Area1,768 sqft Living Area

Exterior

Year BuiltBuilt 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number8095
Street Address68 PRIMROSE DR
CityMOREHEAD
StateKY
Zip40351-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT #23 GREENFIELD ESTATES
Legal SubdivisionGREENFIELD ESTATES
Legal Lot Number23
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group3
Census Block3016
Census Tract950201

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address68 PRIMROSE DR, MOREHEAD, KY 40351-6029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2023Deed, Transfer · Conventional Mortgage
L&N FCU
Jul 11, 2017Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2023 · Amount on Record
Deed SaleDec 8, 2023 · Amount on Record
Prior SaleJul 11, 2017 · Amount on Record
Deed Document Number2027002
Deed Book / PageD290 / 174
Record UpdatedJun 8, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateDec 8, 2023
Property Address68 PRIMROSE DR, MOREHEAD, KY 40351-6029
Document Number00D290/174
Book / PageD290 / 174
Map ReferenceCAB 2 SL 18
Instrument DateNov 20, 2023
Instrument2027002
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 CUMBERLAND DR, MOREHEAD, KY 40351-7672

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address68 PRIMROSE DR, MOREHEAD, KY 40351-6029

Mortgage

Document Number0002027005
DateDec 8, 2023
Instrument2027005
Lender
NameL&N FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2038

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROWAN KY
Recording DateJul 11, 2017
Property Address68 PRIMROSE DR, MOREHEAD, KY 40351-6029
Document Number00D264/576
Book / PageD264 / 576
Map ReferenceCAB2 SL18
Instrument DateJul 7, 2017
Instrument405758
Transaction TypeTransfer
Record UpdatedNov 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$159.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address101 STARLIGHT LN, MOREHEAD, KY 40351-7604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address68 PRIMROSE DR, MOREHEAD, KY 40351-6029

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,463.00 (-21.17%) Homeowner's exemption$224,000 (+2.8%) Land $20,000 Building $204,000$224,000 (+2.8%) Land $20,000 Building $204,000
2023$1,856.00$217,900 Land $20,000 Building $197,900$217,900 Land $20,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims9 (2002–2015)
Most Recent ClaimMay 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims
  • Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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