82 Pine Terrace Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 82 Pine Terrace Dr, Cabot, AR 72023 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,262 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$1,319 (2024)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Dec 2022 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`723-70411-402`

Property Details

APN / Parcel Number

Primary APN	`723-70411-402`
Alternative APN	`31271`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,262 sqft Living Area
1st Floor Area	2,262 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	1,989 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	950 sqft
Patio Area	105 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	82 PINE TERRACE DR
City	CABOT
State	AR
Zip	72023-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 S1/2 SW NE (TR 2) KEITH UTLEY SURVEY
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	CABOT CITY AREA
Legal Tract	2
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1010
Census Tract	20206

Owner

Source: Lonoke County records · APN 723-70411-402

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 20, 2023	Intrafamily Transfer, Transfer
Aug 10, 2023	Intrafamily Transfer, Transfer
Dec 08, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 26, 2019	Deed of Trust, Mortgage · Conventional with PMI ARKANSAS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Jun 20, 2023
Last Transfer Date	Aug 10, 2023
Transfer Doc	0000007028
Record Updated	Jun 08, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 PINE TERRACE DR, CABOT, AR 72023-8216

Mortgage

Document Number	0000011050
Date	Sep 16, 2022
Book Page	2022/11050
Instrument	2022-11050

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	847 Months
Due	Apr 06, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.7%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 PINE TERRACE DR, CABOT, AR 72023-8216

Mortgage

Document Number	0000014077
Date	Dec 14, 2022
Book Page	2022/14077
Instrument	2022-14077

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	844 Months
Due	Apr 06, 2093

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2022
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	10.7%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	Jun 20, 2023
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Document Number	0000005267
Book / Page	2023 / 5267
Instrument Date	May 31, 2023
Instrument	2023005267
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	82 PINE TERRACE DR, CABOT, AR 72023-8216

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LONOKE AR
Recording Date	Aug 10, 2023
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Document Number	0000007028
Book / Page	2023 / 7028
Instrument Date	May 31, 2023
Instrument	2023-07028
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	82 PINE TERRACE DR, CABOT, AR 72023-8216

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012037
Date	Dec 08, 2017
Book Page	2017/12037

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2027

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	82 PINE TERRACE DR, CABOT, AR 72023-8216
Document Number	0000004075
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	82 PINE TERRACE DR CABOT AR 720238216, CABOT, AR 72023-8216

Mortgage

Document Number	0000004075
Date	May 02, 2019
Instrument	4075

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078-0009

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2034

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,560 (-) Land $2,400 Building $31,160
2024	$1,319.00 (+20.02%)
2023	$1,099.00 (+51.8%) Homeowner's exemption	$33,560 (-) Land $2,400 Building $31,160	$167,800 (-) Land $12,000 Building $155,800
2022	$724.00 Homeowner's exemption	$33,560 Land $2,400 Building $31,160	$167,800 Land $12,000 Building $155,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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