162 Pine Terrace Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 162 Pine Terrace Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,342 sqft · built 1980
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$1,559 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`723-70411-404`

Property Details

APN / Parcel Number

Primary APN	`723-70411-404`
Alternative APN	`31273`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,342 sqft Living Area
1st Floor Area	1,330 sqft
2nd Floor Area	1,012 sqft
Upper Floors Area	1,012 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	728 sqft
Driveway	Driveway
Driveway Area	1,152 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	155 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	162 PINE TERRACE DR
City	CABOT
State	AR
Zip	72023-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 S1/2 SW NE (TR 4) KEITH UTLEY SURVEY
Legal Range	09W
Legal Township	04N
Legal Section	30
Legal Subdivision	CABOT CITY AREA
Legal Tract	4
Jurisdiction	LONOKE AR
Township / Civil Division	YORK
Census Block Group	1
Census Block	1010
Census Tract	20206

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 PINE TERRACE DR, CABOT, AR 72023-8204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jul 24, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022
Deed Sale	Jun 29, 2022
Deed Document Number	2022-008002
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	2018-07043
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	162 PINE TERRACE DR, CABOT, AR 72023-8204
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 PINE TERRACE DR, CABOT, AR 72023-8204

Mortgage

Document Number	0000010514
Date	Sep 2, 2022
Book Page	2022/10514
Instrument	2022-10514

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 24, 2018
Property Address	162 PINE TERRACE DR, CABOT, AR 72023-8204
Document Number	0000007043
Instrument Date	Jul 17, 2018
Instrument	7043
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 PINE TERRACE DR CABOT AR 720238204, CABOT, AR 72023-8204

Mortgage

Document Number	7044
Date	Jul 24, 2018
Instrument	7044

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,630 (-) Land $2,400 Building $28,230
2024	$1,559.00
2023	$1,559.00	$30,630 Land $2,400 Building $28,230	$153,150 Land $12,000 Building $141,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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