82 Oak Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 82 Oak Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 2022
Owner	Individual Name on File
Last Sale	$289,900 (Feb 2024)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10A-2-M-7`

Property Details

APN / Parcel Number

Primary APN	`10A-2-M-7`
Alternative APN	`16956`

Interior

Full Baths	2 Baths
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 2022
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	16956
Old Parcel Number	10A-2-M-7
Street Address	82 OAK LN
City	COLONIAL BEACH
State	VA
Zip	22443-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BERKLEY BEACH LOT 7 BK M SEC BDB 976 PG 727
Legal Block	M
Legal Lot Number	7
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3031
Census Tract	10300

Owner

82 Oak Ln is owned and occupied by an individual who bought it in February 2024.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR
Feb 8, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE LLC
Feb 16, 2021	Warranty Deed, Transfer GUARANTY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Feb 8, 2023 · Amount on File
Deed Document Number	09760727
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 13, 2024
Property Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009760727
Instrument Date	Feb 9, 2024
Instrument	09760727
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652

Mortgage

Document Number	0009760732
Date	Feb 13, 2024
Instrument	09760732

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 8, 2023
Property Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009640395
Instrument Date	Feb 7, 2023
Instrument	09640395
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652

Mortgage

Document Number	0009640397
Date	Feb 8, 2023
Instrument	09640397

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 16, 2021
Property Address	82 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009401308
Instrument Date	Feb 11, 2021
Instrument	09401308
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 82 Oak Ln was $1,510.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00	$222,100 Land $14,300 Building $207,800	$222,100 Land $14,300 Building $207,800
2023	$1,377.00	$222,100 Land $14,300 Building $207,800	$222,100 Land $14,300 Building $207,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 82 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	PLACID BAY ESTATES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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