57 Oak Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 57 Oak Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2022
Lot Size	0.188 acres (8,203 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2026)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10A-2-L-6`

Property Details

APN / Parcel Number

Primary APN	`10A-2-L-6`
Alternative APN	`14317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,460 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	8,203 sqft (0.188 acres)
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14317
Street Address	57 OAK LN
City	COLONIAL BEACH
State	VA
Zip	22443-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BERKLEY BEACH LOT 6 BK L SEC BDB 968 PG 1047 R/S
Legal Subdivision	BERKLEY BEACH
Legal Block	L
Legal Lot Number	6
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3031
Census Tract	10300

Owner

57 Oak Ln is owned by an individual who bought it in May 2026.

Source: Westmoreland County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	6118 CARTER DR, KING GEORGE, VA 22485-7165
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jun 20, 2023	Warranty Deed, Transfer GUARANTY TITLE AGENCY INC
Apr 12, 2023	Deed, Transfer
Dec 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BERKELEY SIXTH ONE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Jun 20, 2023 · Amount on File
Deed Document Number	2026
Deed Book / Page	1003 / 690
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	May 13, 2026
Property Address	57 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	1003000690
Book / Page	1003 / 690
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 CARTER DR, KING GEORGE, VA 22485-7165

Mortgage

Document Number	1003000692,
Date	May 13, 2026
Book Page	1003/692

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 20, 2023
Property Address	57 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009681047
Instrument Date	Jun 16, 2023
Instrument	09681047
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 OAK LN, COLONIAL BEACH, VA 22443-5652

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 12, 2023
Property Address	57 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009660541
Instrument Date	Apr 11, 2023
Instrument	09660541
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Dec 30, 2021
Property Address	57 OAK LN, COLONIAL BEACH, VA 22443-5652
Document Number	0009502391
Instrument Date	Dec 29, 2021
Instrument	09502391
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

Mortgage

Document Number	0009502394
Date	Dec 30, 2021
Instrument	09502394

Lender

Name	BERKELEY SIXTH ONE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 57 Oak Ln was $1,422.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00	$209,200 Land $14,300 Building $194,900	$209,200 Land $14,300 Building $194,900
2023	$1,236.00 (+2,323.53%)	$209,200 (+2,420.48%) Land $14,300 Building $194,900	$209,200 (+2,420.48%) Land $14,300 Building $194,900
2022	$51.00	$8,300 Land $8,300	$8,300 Land $8,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57 Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Oak Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	PLACID BAY ESTATES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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