82 Milford St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 82 Milford St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,656 sqft · built 2002
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,916 (Feb 2004)
Tax Bill	$10,301 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:025 B:L:053-07`

Property Details

APN / Parcel Number

Primary APN	`M:025 B:L:053-07`
Alternative APNs	`UPTO M:025 L:053.07` `1886`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	5,256 sqft
1st Floor Area	1,616 sqft
Basement Area	1,616 sqft
Unfinished Basement	1,136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	111,078 sqft (2.55 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	82 MILFORD ST
City	UPTON
State	MA
Zip	01568-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Subdivision	PROSPECT STREET REALTY TRUST
Legal Lot Number	53.07
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	1
Census Block	1041
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 MILFORD ST, UPTON, MA 01568-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit CHARLES RIVER BANK
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHARLES RIVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2004 · Amount on Record
Deed Sale	Feb 6, 2004 · Amount on Record
Deed Document Number	200472
Deed Book / Page	32794 / 178
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	82 MILFORD ST, UPTON, MA 01568-1314
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067865-213
Date	Jul 6, 2022
Book Page	67865/213
Instrument	73673

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	82 MILFORD ST, UPTON, MA 01568-1314
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64301-138
Date	Jan 25, 2021
Book Page	64301/138
Instrument	10762

Lender

Name	CHARLES RIVER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,301.00 (+0.92%)	$787,500 (+1.46%) Land $304,600 Building $482,900	$817,426 (+3.41%)
2025	$10,207.00 (+0.77%)	$776,200 (+4.84%) Land $304,600 Building $471,600	$790,495
2024	$10,129.00 (+26.68%)	$740,400 (+28.43%) Land $296,600 Building $443,800
2023	$7,996.00	$576,500 Land $248,600 Building $327,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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