82 Justin Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 82 Justin Cir, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,093 sqft · built 1980
Lot Size	0.459 acres (19,975 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Sep 2015)
Tax Bill	$965 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41W000003142`

Property Details

APN / Parcel Number

Primary APN	`41W000003142`
Alternative APNs	`005307` `5307`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,093 sqft Adjusted Area
1st Floor Area	1,656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,975 sqft (0.459 acres)
Lot Dimensions	235 ft deep x 85 ft wide
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	82 JUSTIN CIR
City	COLUMBUS
State	MS
Zip	39705-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	82 JUSTIN CIR LOT 42
Legal Range	18W
Legal Township	17S
Legal Section	14
Legal Subdivision	RIDGELAND PHASE III
Legal Lot Number	42
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1003
Census Tract	301

Owner

Source: Lowndes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	82 JUSTIN CIR, COLUMBUS, MS 39705-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jul 11, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on Record
Deed Sale	Sep 1, 2015 · Amount on Record
Deed Book / Page	2015 / 5682
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	82 JUSTIN CIR, COLUMBUS, MS 39705-2856
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202527094
Date	Nov 24, 2025
Book Page	2025/27094

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	82 JUSTIN CIR, COLUMBUS, MS 39705-2856
Document Number	0020175452
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 JUSTIN CIR COLUMBUS MS 397052856, COLUMBUS, MS 39705-2856

Mortgage

Document Number	0020175452
Date	Jul 17, 2017
Book Page	002017/015452

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00 (+1.05%) Homeowner's exemption	$12,940 (+12.35%)	$129,400 (+12.35%) Land $20,000 Building $109,400
2024	$955.00 (+17.47%)
2023	$813.00 Homeowner's exemption	$11,518	$115,180 Land $20,000 Building $95,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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