Lowndes County property record for 75 Justin Cir, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,457 sqft · built 1981 |
| Lot Size | 0.299 acres (13,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,000 (May 2015) |
| Deeds & Mortgages | Aug 2025 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41W000003138 |
| Primary APN | 41W000003138 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,457 sqft Adjusted Area |
| 1st Floor Area | 2,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,020 sqft (0.299 acres) |
| Lot Dimensions | 155 ft deep x 84 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 75 JUSTIN CIR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-2857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75 JUSTIN CIR LOT 38 3A |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 14 |
| Legal Subdivision | RIDGELAND PHASE III |
| Legal Lot Number | 38 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301 |
75 Justin Cir is owned and occupied by an individual who bought it in May 2015.
Source: Lowndes County records, as of April 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 75 JUSTIN CIR, COLUMBUS, MS 39705-2857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan TRUSTMARK NATIONAL BANK |
| Dec 20, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK |
| Dec 20, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2015 · Amount on File |
| Deed Sale | May 14, 2015 · Amount on File |
| Deed Book / Page | 2015 / 2672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 75 JUSTIN CIR, COLUMBUS, MS 39705-2857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202519780 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 2025/19780 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 75 JUSTIN CIR, COLUMBUS, MS 39705-2857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202137578 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 2021/37578 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 20, 2021 |
| Property Address | 75 JUSTIN CIR, COLUMBUS, MS 39705-2857 |
| Document Number | 00202111196 |
| Book / Page | 2021 / 11196 |
| Instrument Date | Dec 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 JUSTIN CIR, COLUMBUS, MS 39705-2857 |
| Document Number | 0202137578 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021/37578 |
| Name | TRUSTMARK NATIONAL BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $18,014 | $180,140 Land $20,000 Building $160,140 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $15,695 | $156,950 Land $20,000 Building $136,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 75 Justin Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Nearby Flood Policies | 46 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 75 Justin Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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