82 Herbert St, Hayesville, NC 28904 Property Records

Clay County property record for 82 Herbert St, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,252 sqft · built 1976
Lot Size	6.63 acres (288,846 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555012867133`

Property Details

APN / Parcel Number

Primary APN	`555012867133`
Alternative APNs	`622435000` `6818303`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,252 sqft Heated Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	288,846 sqft (6.63 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	622435000
Street Address	82 HERBERT ST
City	HAYESVILLE
State	NC
Zip	28904-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT A & B HERBERT STREET
Legal Subdivision	JENNIFER MARIC VANDIVER
Legal Tract	A
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2048
Census Tract	950202

Owner

Source: Clay County assessment roll, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1144, HAYESVILLE, NC 28904-1144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 11, 2023	Intrafamily Transfer, Transfer
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 11, 2023
Transfer Doc	000476/223
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 14, 2026
Property Address	82 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	0000001554
Book / Page	491 / 475
Instrument Date	Jul 14, 2026
Instrument	20261554
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jul 11, 2023
Property Address	82 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	000476/223
Book / Page	476 / 223
Map Reference	CAB 5 SL 273
Instrument Date	Jul 11, 2023
Instrument	2023001351
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1144, HAYESVILLE, NC 28904-1144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1144, HAYESVILLE, NC 28904-1144

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	82 HERBERT ST, HAYESVILLE, NC 28904-8600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014/037
Date	Sep 6, 2017
Book Page	014/037
Instrument	2017001864

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00 (+34.9%)	$221,700 (+13.46%) Land $94,700 Building $127,000	$221,700 (+13.46%) Land $94,700 Building $127,000
2023	$1,358.00	$195,400 (-) Land $68,400 Building $127,000	$195,400 (-) Land $68,400 Building $127,000
2022	$1,358.00	$195,400 Land $68,400 Building $127,000	$195,400 Land $68,400 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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