12 Herbert St, Hayesville, NC 28904 Property Records

Clay County property record for 12 Herbert St, Hayesville, NC 28904

Property Summary

Property Type	Other Improved
Details	2 ba · 6,110 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Nov 2024)
Tax Bill	$1,230 (2023)
Deeds & Mortgages	Nov 2024 Sale Aug 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`555012864403`

Property Details

APN / Parcel Number

Primary APN	`555012864403`
Alternative APN	`617733000`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	6,110 sqft Heated Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	12 HERBERT ST
City	HAYESVILLE
State	NC
Zip	28904-8600
Property Category	Other
Property Type	Other > Other Improved
Legal Description	HIAWASSEE SR & HWY64
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2050
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1533, HAYESVILLE, NC 28904-1533
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Warranty Deed, Transfer
Aug 7, 2019	Warranty Deed, Transfer
Oct 11, 2019	Warranty Deed, Transfer
Jun 21, 2018	Warranty Deed, Transfer CATHRYN LOW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Jun 21, 2018 · Amount on Record
Deed Document Number	20242318
Deed Book / Page	484 / 477
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 5, 2024
Property Address	12 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	000484/477
Book / Page	484 / 477
Instrument Date	Nov 5, 2024
Instrument	2024002318
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	163 RIVERSIDE DR, HAYESVILLE, NC 28904-7509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1533, HAYESVILLE, NC 28904-1533

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Aug 7, 2019
Property Address	12 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	00432/0081
Book / Page	432 / 0081
Instrument Date	Jul 31, 2019
Instrument	2019001730
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3002 CRAVENRIDGE DR NE, BROOKHAVEN, GA 30319-2926

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Oct 11, 2019
Property Address	12 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	00434/0151
Book / Page	434 / 0151
Instrument Date	Jul 28, 2019
Instrument	2019002411
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 HEARTWOOD LN, ATLANTA, GA 30340-4036
Investor	Possibly a Property Investor

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 21, 2018
Property Address	12 HERBERT ST, HAYESVILLE, NC 28904-8600
Document Number	00421/0085
Book / Page	421 / 0085
Instrument Date	Jun 14, 2018
Instrument	2018001375
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 WHITEWATER LN, HAYESVILLE, NC 28904-6114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3453 HEARTWOOD LN, ATLANTA, GA 30340-4036
Investor	Possibly a Property Investor

Mortgage

Document Number	2018001376
Date	Jun 21, 2018
Instrument	2018001376

Lender

Name	CATHRYN LOW
Type	Private Party

Agreement

Amount	Amount Recorded
Term	186 Months
Due	Dec 15, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Municipality	Hayesville Town
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,600 (+116.04%) Land $28,000 Building $354,600	$382,600 (+116.04%) Land $28,000 Building $354,600
2025		$177,100 (-) Land $14,000 Building $163,100	$177,100 (-) Land $14,000 Building $163,100
2023	$1,230.00	$177,100 Land $14,000 Building $163,100	$177,100 Land $14,000 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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