Hampden County and Westfield City property record for 82 E Silver St, Westfield, MA 01085 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1945 |
| Square Footage | 2,576 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,500 (2016) |
| Tax Bill | $5,603.00 (2025) |
| Primary APN | WFLD M:18 L:12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 4,270 sqft Gross Area |
| Basement Area | 1,646 sqft Basement |
| Unfinished Basement | 1,646 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 82 E SILVER ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4473 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 12 |
| Jurisdiction | WESTFIELD MA |
| Minor Civil Division | WESTFIELD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 812600 |
Source: Hampden County and Westfield City records · APN WFLD M:18 L:12
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 82 E SILVER ST, WESTFIELD, MA 01085-4473 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Sep 28, 2023 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment WEBSTER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on Record |
| Deed Sale | Apr 27, 2016 · Amount on Record |
| Prior Sale | Dec 16, 1996 · Amount on Record |
| Deed Doc Number | 201623199 |
| Deed Book / Page | 21153 / 186 |
| Transfer Doc | 1489000460 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 20, 2026 |
| Property Address | 82 E SILVER ST, WESTFIELD, MA 01085-4473 |
| Document Number | 00026339-1 |
| Book / Page | 26339 / 1 |
| Instrument Date | May 15, 2026 |
| Instrument | 202622431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 82 E SILVER ST, WESTFIELD, MA 01085-4473 |
| Document Number | 0000022431, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 26339/1 |
| Instrument | 202622431 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 82 E SILVER ST, WESTFIELD, MA 01085-4473 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025170-445 |
|---|---|
| Date | Sep 28, 2023 |
| Book Page | 25170/445 |
| Instrument | 45916 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2038 |
Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,603.00 (+7.98%) | $369,100 (+20.78%) Land $97,100 Building $272,000 | $379,335 (+2.2%) |
| 2024 | $371,165 | ||
| 2023 | $5,189.00 | $305,600 Land $84,100 Building $221,500 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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