78 E Silver St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 78 E Silver St, Westfield, MA 01085 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1948
Square Footage	1,510 sqft Living Area
Lot Size	17,820 sqft (0.409 acres)
Occupancy	Owner Occupied
Last Sale	$148,000 (2009)
Tax Bill	$4,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WFLD M:18 L:14`
Alternative APN	`M:329018 B:00014 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,510 sqft Living Area
Gross Area	3,344 sqft Gross Area
Basement Area	1,024 sqft Basement
Unfinished Basement	1,024 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Concrete Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,820 sqft (0.409 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	78 E SILVER ST
City	WESTFIELD
State	MA
Zip	01085-4473
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	14
Jurisdiction	WESTFIELD MA
Minor Civil Division	WESTFIELD
Census Blockgroup	2
Census Block	2000
Census Tract	812600

Owner

Source: Hampden County and Westfield City records · APN WFLD M:18 L:14

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	78 E SILVER ST, WESTFIELD, MA 01085-4473
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2009 · Amount on Record
Deed Sale	Oct 02, 2009 · Amount on Record
Prior Sale	May 16, 2001 · Amount on Record
Last Transfer Date	Nov 17, 2022
Transfer Doc	0024817-16
Record Refreshed	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Nov 23, 2022
Property Address	78 E SILVER ST, WESTFIELD, MA 01085-4473
Document Number	0024817-16
Book / Page	24817 / 16
Instrument Date	Nov 17, 2022
Instrument	69115
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 E SILVER ST, WESTFIELD, MA 01085-4473

Mortgage

Document Number	0024817-18
Date	Nov 23, 2022
Book Page	24817/18
Instrument	69116

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 01, 2032
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hampden County and Westfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,270.00 (+4.4%)	$281,300 (+16.77%) Land $100,500 Building $180,800	$270,845 (+2.08%)
2024			$265,335
2023	$4,090.00	$240,900 Land $87,000 Building $153,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.