Rockland County and Ramapo Town property record for 82 Division Ave, Spring Valley, NY 10977
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,638 sqft · built 1975 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (Sep 2026) |
| Tax Bill | $18,438 (2024) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.64-1-22 |
| Primary APN | 392605 57.64-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 798 sqft |
| 2nd Floor Area | 840 sqft |
| Game Room | Game Room |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Duplex Single |
| Exterior Material | Composition |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00305170000 |
|---|---|
| Street Address | 82 DIVISION AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5845 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 10/31/79 |
| Legal Subdivision | PROPERTY OF GEROW TAYLOR & CO |
| Legal Block | 1 |
| Legal Lot Number | 22.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12403 |
Source: Rockland County and Ramapo Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 PARK GARDENS CT, SPRING VALLEY, NY 10977-5937 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE INC |
| Sep 18, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Deed Document Number | 202632284 |
| Prior Transfer Date | Apr 17, 2007 |
| Prior Transfer Doc | 0000022801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 5, 2026 |
| Property Address | 82 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Document Number | 0000015362 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202615362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TSL |
| Name | Verified Name |
|---|---|
| Address | 82 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Document Number | 0000015362, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 202615362 |
| Name | CROSSCOUNTY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 18, 2026 |
| Property Address | 82 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Document Number | 0000032284 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202632284 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | TSL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 PARK GARDENS CT, SPRING VALLEY, NY 10977-5937 |
| Date | Sep 18, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $18,438.00 (+2.39%) | $39,500 (-) Land $5,200 Building $34,300 | $42,900 (-) |
| 2023 | $18,007.00 | $39,500 Land $5,200 Building $34,300 | $42,900 Land $5,648 Building $37,252 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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