Rockland County and Ramapo Town property record for 78 Division Ave, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,638 sqft · built 1977 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.64-1-24 |
| Primary APN | 392605 57.64-1-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 798 sqft |
| 2nd Floor Area | 840 sqft |
| Game Room | Game Room |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 315 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00305120000 |
|---|---|
| Old Parcel Number | 260505706400010240000000 |
| Street Address | 78 DIVISION AVE |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-5845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:24.000 BLK:1 SEC:57.64 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | GEROW TAYLOR & CO PROP |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12403 |
78 Division Ave is owned and occupied by two individuals.
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 78 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 6, 2026 |
| Property Address | 78 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Document Number | 0000015457 |
| Instrument Date | May 1, 2026 |
| Instrument | 202615457 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 78 DIVISION AVE, SPRING VALLEY, NY 10977-5845 |
| Document Number | 0000015457, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202615457 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $44,000 (-) Land $5,200 Building $38,800 | $567,010 (+1,188.66%) Land $67,010 Building $500,000 |
| 2023 | $44,000 Land $5,200 Building $38,800 | $44,000 Land $5,200 Building $38,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78 Division Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 78 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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