82 Circle M, Toccoa, GA 30577 Property Records

Stephens County property record for 82 Circle M, Toccoa, GA 30577 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Ranch
Year Built	Built 1998
Square Footage	1,840 sqft Heated Area
Lot Size	85,378 sqft (1.96 acres)
Occupancy	Owner Occupied
Tax Bill	$1,585.00 (2025)

Owner

Source: Stephens County records · APN 014 010

Assessment roll updated March 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	82 CIRCLE M, TOCCOA, GA 30577-7159
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Warranty Deed, Transfer
Apr 20, 2021	Quit Claim Deed, Transfer RABUN CNTY BK
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit TRADITIONS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2004
Deed Sale	Feb 13, 2004
Deed Book / Page	646 / 132
Last Transfer Date	Sep 28, 2023
Transfer Doc	0013450345
Record Refreshed	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 10, 2023
Property Address	82 CIRCLE M, TOCCOA, GA 30577-7159
Document Number	0013450345
Book / Page	1345 / 345
Instrument Date	Sep 28, 2023
Instrument	D2023001486
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CIRCLE M, TOCCOA, GA 30577-7159

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 20, 2021
Property Address	82 CIRCLE M, TOCCOA, GA 30577-7159
Document Number	0012490001
Book / Page	001249 / 000001
Instrument Date	Mar 08, 2021
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	82 CIRCLE M TOCCOA GA 305777159, TOCCOA, GA 30577-7159

Mortgage

Document Number	12490004
Date	Apr 20, 2021
Book Page	001249/000004

Lender

Name	RABUN CNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 19, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	82 CIRCLE M, TOCCOA, GA 30577-7159
Document Number	0011870240
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 CIRCLE M TOCCOA GA 305777159, TOCCOA, GA 30577-7159

Mortgage

Document Number	0011870240
Date	Aug 27, 2019
Book Page	001187/000240

Lender

Name	TRADITIONS BK
Type	Bank
Address	CORNELIA, GA 30531

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 26, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (+25.89%) Homeowner's exemption	$72,239 (+63.1%) Land $4,174 Building $68,065	$180,596 (+63.1%) Land $10,434 Building $170,162
2023	$1,259.00 (+0.32%) Homeowner's exemption	$44,292 (+5.02%) Land $4,174 Building $40,118	$110,729 (+5.02%) Land $10,434 Building $100,295
2022	$1,255.00 Homeowner's exemption	$42,175 Land $4,174 Building $38,001	$105,437 Land $10,434 Building $95,003

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 926 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`014 010`
Alternative APN	`534650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,840 sqft Heated Area
Basement Area	380 sqft Basement
Finished Basement	380 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	85,378 sqft (1.96 acres)
Patio Area	228 sqft Patio
Porch Area	340 sqft Porch
Topography	Gentle Slope Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	534650
Street Address	82 CIRCLE M
City	TOCCOA
State	GA
Zip	30577-7159
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OFF HWY 184
Legal Subdivision	0100 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Minor Civil Division	MARTIN-AVALON
Census Blockgroup	2
Census Block	2109
Census Tract	970401

Nearby Properties on Circle M

Nearby Streets

All Toccoa, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures