Monroe County property record for 82 Central Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1989 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100,000 (Oct 1998) |
| Tax Bill | $2,088 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00517280-000000 |
| Primary APN | 00517280-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,534 sqft |
| Basement Area | 382 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 384 sqft |
| Porch | Slab |
| Porch Area | 840 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1636533 |
|---|---|
| Street Address | 82 CENTRAL AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | BK 7 LT 12 BAY HAVEN SEC 3 PB2-41 KEY LARGO OR636-630 OR1116-555 OR1204-346/47 OR1541-1582 OR2197-1846/70DEC OR2312-1281/83DEC OR2657-808/09 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | BAY HAVEN SEC 3 |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970600 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4030 STATE RD, MEDINA, OH 44256-8472 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 1998 · Amount on Record |
| Deed Sale | Oct 21, 1998 · Amount on Record |
| Prior Sale | Dec 1, 1989 · Amount on Record |
| Deed Book / Page | 1541 / 1582 |
| Last Transfer Date | Oct 29, 2013 |
| Transfer Doc | 0026570808 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,088.00 (+6.8%) Homeowner's exemption | $228,447 (-0.16%) | $490,628 (-8.56%) Land $240,000 Building $250,628 |
| 2024 | $1,955.00 (+6.83%) | ||
| 2023 | $1,830.00 (+7.27%) Homeowner's exemption | $228,802 (+11.42%) | $536,574 (+25.45%) Land $400,000 Building $136,574 |
| 2022 | $1,706.00 Homeowner's exemption | $205,360 | $427,736 Land $287,500 Building $140,236 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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