Monroe County property record for 80 Central Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1987 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,800 (Dec 2025) |
| Tax Bill | $4,773 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Feb 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00517270-000000 |
| Primary APN | 00517270-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 384 sqft |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1636525 |
|---|---|
| Street Address | 80 CENTRAL AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | BK 7 LT 11 BAY HAVEN SEC 3 PB2-41 KEY LARGO OR636-630 OR1070-856 OR1191-1305 OR1376-777 OR2197-1846DEC OR2312-1281DEC OR3195-1643 OR3208-1340 OR3213-0663 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 14 |
| Legal Subdivision | BAY HAVEN SEC 3 |
| Legal Block | 7 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970600 |
80 Central Ave is owned by two individuals who bought it in December 2025.
Source: Monroe County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12741 NW 11TH ST, MIAMI, FL 33182-1802 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 24, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 30, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2025 · Amount on File |
| Deed Sale | Dec 23, 2025 · Amount on File |
| Prior Sale | Feb 24, 2023 · Amount on File |
| Deed Document Number | 20252526657 |
| Deed Book / Page | 3359 / 1677 |
| Prior Transfer Date | Dec 1, 2025 |
| Prior Transfer Doc | 0033591677 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 23, 2025 |
| Property Address | 80 CENTRAL AVE, KEY LARGO, FL 33037-2013 |
| Document Number | 0033591677 |
| Book / Page | 3359 / 1677 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2526657 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $810.60 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 12741 NW 11TH ST, MIAMI, FL 33182-1802 |
| Name | Verified Name |
|---|---|
| Address | 12741 NW 11TH ST, MIAMI, FL 33182-1802 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 80 CENTRAL AVE, KEY LARGO, FL 33037-2013 |
| Document Number | 0032130663 |
| Book / Page | 3213 / 663 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2407924 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12741 NW 11TH ST, MIAMI, FL 33182-1802 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1805 PONCE DE LEON BLVD APT 826, 826, CORAL GABLES, FL 33134-4464 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Sep 30, 2022 |
| Property Address | 80 CENTRAL AVE, KEY LARGO, FL 33037-2013 |
| Document Number | 0031951643 |
| Book / Page | 3195 / 1643 |
| Map Reference | MB 2 PG 41 |
| Instrument Date | Sep 25, 2022 |
| Instrument | 2392712 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 CENTRAL AVE, 80, KEY LARGO, FL 33037-2013 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12741 NW 11TH ST, MIAMI, FL 33182-1802 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $454,530 Land $240,000 Building $214,530 | $454,530 Land $240,000 Building $214,530 | |
| 2024 | $4,773.00 (-6.92%) | ||
| 2023 | $5,128.00 (+340.17%) | $515,080 (+270.62%) Land $400,000 Building $115,080 | $515,080 (+27.42%) Land $400,000 Building $115,080 |
| 2022 | $1,165.00 | $138,979 | $404,246 Land $287,500 Building $116,746 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 80 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 272 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 100 (1981–2024) |
| Claims Outside the SFHA | 9 of 100 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 80 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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