82 Cathance Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 82 Cathance Rd, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,310 sqft · built 2008
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,434 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R09 L:025-A`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R09 L:025-A`
Alternative APNs	`M:R09 L:025=A` `3450`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
Gross Area	6,684 sqft
1st Floor Area	2,162 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	3450
Street Address	82 CATHANCE RD
City	TOPSHAM
State	ME
Zip	04086-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	25-A
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	3
Census Block	3022
Census Tract	970301

Owner

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	82 CATHANCE RD, TOPSHAM, ME 04086-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK
Sep 28, 2020	Deed of Trust, Mortgage FIRST NAT'L BK
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2007
Deed Sale	Feb 21, 2007
Deed Book / Page	2833 / 322
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	82 CATHANCE RD, TOPSHAM, ME 04086-5501
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000494
Date	Feb 2, 2026
Instrument	2026R-00494

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	82 CATHANCE RD, TOPSHAM, ME 04086-5501
Document Number	0000007656
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	82 CATHANCE RD TOPSHAM ME 040865501, TOPSHAM, ME 04086-5501

Mortgage

Document Number	0000007656
Date	Oct 2, 2020
Instrument	7656

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	DAMARISCOTTA, ME 04543

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	82 CATHANCE RD, TOPSHAM, ME 04086-5501
Document Number	0000000278
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	82 CATHANCE RD TOPSHAM ME 040865501, TOPSHAM, ME 04086-5501

Mortgage

Document Number	0000000278
Date	Jan 13, 2020
Instrument	278

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,434.00 (+6.29%)	$737,000 (+12.76%) Land $75,500 Building $661,500
2023	$8,876.00 (+10.78%)	$653,600 (+17.64%) Land $67,600 Building $586,000
2022	$8,012.00	$555,600 Land $65,400 Building $490,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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