46 Cathance Rd, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 46 Cathance Rd, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,778 sqft · built 1994
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Nov 2022)
Tax Bill	$8,888 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R09 L:018`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R09 L:018`
Alternative APN	`3039`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	7,176 sqft
1st Floor Area	2,514 sqft
Basement Area	2,376 sqft
Unfinished Basement	2,376 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.94 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3039
Street Address	46 CATHANCE RD
City	TOPSHAM
State	ME
Zip	04086-5554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	18
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	3
Census Block	3023
Census Tract	970301

Owner

Source: Sagadahoc County and Topsham Town records · APN TOPM M:R09 L:018

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	46 CATHANCE RD, TOPSHAM, ME 04086-5554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Deed Document Number	20227867
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Nov 07, 2022
Property Address	46 CATHANCE RD, TOPSHAM, ME 04086-5554
Document Number	0000007867
Instrument Date	Nov 04, 2022
Instrument	2022R-07867
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12 FRANKLIN ST, BRUNSWICK, ME 04011-2102

Mortgage

Document Number	0000007868
Date	Nov 07, 2022
Instrument	2022R-07868

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Dec 01, 2032
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,888.00 (+7.84%)	$694,400 (+14.42%) Land $67,400 Building $627,000
2023	$8,242.00 (+10.33%)	$606,900 (+17.16%) Land $59,600 Building $547,300
2022	$7,470.00	$518,000 Land $57,500 Building $460,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: GoNetspeed.

Based on FCC filings for 36 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.