82 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 82 Bond St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 750 sqft · built 1950
Lot Size	0.086 acres (3,740 sqft)
Owner	Company Name on File
Last Sale	$254,000 (Nov 2025)
Tax Bill	$2,194 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-081251`

Property Details

APN / Parcel Number

Primary APN	`07-081251`
Alternative APNs	`7081251` `081251`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	750 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,740 sqft (0.086 acres)
Deck Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	081251
Street Address	82 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 36 - 3740 SF 82 BOND ST 2-55 KINGS ADDITION
Legal Subdivision	KINGS ADD
Legal Lot Number	36
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3011
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

82 Bond St is owned by a company that bought it in November 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	35 RIDGE RD, WESTMINSTER, MD 21157-4458
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Nov 17, 2025	Deed, Transfer · Stand-Alone First Mortgage FARMERS & MERCHANTS BANK
Nov 29, 2023	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC
Sep 16, 2019	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 13, 2018	Grant Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Nov 29, 2023 · Amount on File
Deed Book / Page	11619 / 1
Prior Transfer Date	May 16, 2013
Prior Transfer Doc	0073670283
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Sep 29, 2026
Property Address	82 BOND ST, WESTMINSTER, MD 21157-4748
Document Number	1187000487
Book / Page	11874 / 487
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	35 RIDGE RD, WESTMINSTER, MD 21157-4458

Mortgage

Document Number	1187000487,
Date	Sep 29, 2026
Book Page	11874/487

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 17, 2025
Property Address	82 BOND ST, WESTMINSTER, MD 21157-4748
Document Number	0116190001
Book / Page	11619 / 1
Instrument Date	Aug 4, 2025
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	ANDERSON TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RIDGE RD, WESTMINSTER, MD 21157-4458

Mortgage

Document Number	0116190008
Date	Nov 17, 2025
Book Page	11619/8

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 29, 2023
Property Address	82 BOND ST, WESTMINSTER, MD 21157-4748
Document Number	0111540083
Book / Page	11154 / 83
Instrument Date	Nov 20, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, ANDERSON TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	82 BOND ST, WESTMINSTER, MD 21157-4748

Mortgage

Document Number	0111540091
Date	Nov 29, 2023
Instrument	11154-0091

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Change Frequency	10 Years

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 16, 2019
Property Address	82 BOND ST, WESTMINSTER, MD 21157-4748
Document Number	0094110001
Book / Page	9411 / 0001
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BOND ST, WESTMINSTER, MD 21157-4748

Mortgage

Document Number	0000094119
Date	Sep 16, 2019
Instrument	9411/9

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 13, 2018
Property Address	82 BOND ST, WESTMINSTER, MD 21157-4748
Document Number	0089620353
Book / Page	008962 / 000353
Instrument Date	Feb 27, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 BOND ST WESTMINSTER MD 211574748, WESTMINSTER, MD 21157-4748

Tax Assessment & Valuation

The 2026 property tax bill for 82 Bond St was $2,194, up 6.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,194.00 (+6.56%)	$195,900 (+6.56%) Land $66,900 Building $129,000	$195,900 (-) Land $66,900 Building $129,000
2025	$2,059.00	$183,833	$195,900 Land $66,900 Building $129,000
2023	$1,804.00 Homeowner's exemption	$159,700 Land $66,900 Building $92,800	$159,700 Land $66,900 Building $92,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 82 Bond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 82 Bond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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