81 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 81 Bond St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,599 sqft · built 1928
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Sep 2017)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-006985`

Property Details

APN / Parcel Number

Primary APN	`07-006985`
Alternative APNs	`7006985` `006985`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,599 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006985
Street Address	81 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT - 9600 SF 81 BOND ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2034
Census Tract	507702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	81 BOND ST, WESTMINSTER, MD 21157-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 11, 2017	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR
May 18, 2017	Grant Deed, Transfer · Construction Mortgage FLUX FUND ONE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2017 · Amount on File
Deed Sale	Sep 11, 2017 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Document Number	20178799-0341
Deed Book / Page	8799 / 341
Prior Transfer Date	Nov 7, 2016
Prior Transfer Doc	0085560296
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	81 BOND ST, WESTMINSTER, MD 21157-4728
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	RESEARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103130062
Date	Jun 10, 2021
Book Page	10313/62

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 11, 2017
Property Address	81 BOND ST, WESTMINSTER, MD 21157-4728
Document Number	0087990341
Book / Page	008799 / 000341
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 BOND ST WESTMINSTER MD 211574728, WESTMINSTER, MD 21157-4728

Mortgage

Document Number	87990348
Date	Sep 11, 2017
Book Page	008799/000348

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	May 18, 2017
Property Address	81 BOND ST, WESTMINSTER, MD 21157-4728
Document Number	0086900134
Book / Page	008690 / 000134
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Aug 2, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	187 GREENVALE RD WESTMINSTER MD 211574467, WESTMINSTER, MD 21157-4467

Mortgage

Document Number	86900139
Date	May 18, 2017
Book Page	008690/000139

Lender

Name	FLUX FUND ONE LLC
Address	10594 EDWARDIAN LN, NEW MARKET, MD 21774-6229

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 17, 2018

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+2.8%)	$282,400 (+2.82%) Land $74,300 Building $208,100	$282,400 (-) Land $74,300 Building $208,100
2025	$3,076.00 (+5.05%)	$274,667 (+5.97%)	$282,400 (+8.95%) Land $74,300 Building $208,100
2023	$2,928.00	$259,200 Land $74,300 Building $184,900	$259,200 Land $74,300 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

Nearby Properties on Bond St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures