8199 Lowbank Dr, Naples, FL 34109 Property Records

Collier County property record for 8199 Lowbank Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	3,065 sqft · built 1993
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual on Record
Last Sale	$580,000 (Dec 2018)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`721300 2 203B31`

Property Details

APN / Parcel Number

Primary APN	`721300 2 203B31`
Alternative APNs	`826600036271589502203` `82660003627`

Interior

Stories	1 Story
Building Area	3,065 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	3,065 sqft

Exterior

Year Built	Built 1993
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	135 ft deep x 95 ft wide
Pool Area	420 sqft
Porch	Enclosed Porch
Deck Area	563 sqft

Location & Zoning

Account Number	721300 2 203B31
Old Parcel Number	826600036271589502203
Street Address	8199 LOWBANK DR
City	NAPLES
State	FL
Zip	34109-0777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILSHIRE LAKES PHASE ONE BLK 2 LOT 20 OR 1827 PG 1363
Legal Range	26
Legal Township	48
Legal Section	31
Legal Subdivision	WILSHIRE LAKES PHASE 1
Legal Phase	1
Legal Tract	721300
Legal Block	2
Legal Lot Number	20
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2014
Census Tract	10434

Owner

Source: Collier County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	8199 LOWBANK DR, NAPLES, FL 34109-0777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Apr 1, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage MARKETPLACE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	5646157
Deed Book / Page	5579 / 0084
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8199 LOWBANK DR, NAPLES, FL 34109-0777
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8199 LOWBANK DR, NAPLES, FL 34109-0777

Mortgage

Document Number	0060693142
Date	Jan 11, 2022
Book Page	6069/3142
Instrument	6188396

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8199 LOWBANK DR, NAPLES, FL 34109-0777
Document Number	0057493301
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8199 LOWBANK DR NAPLES FL 341090777, NAPLES, FL 34109-0777

Mortgage

Document Number	0057493301
Date	Apr 9, 2020
Book Page	005749/003301
Instrument	5853713

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 10, 2018
Property Address	8199 LOWBANK DR, NAPLES, FL 34109-0777
Document Number	0055790084
Book / Page	5579 / 0084
Map Reference	MB19 PG1-3
Instrument Date	Dec 7, 2018
Instrument	5646157
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8199 LOWBANK DR, 8199, NAPLES, FL 34109-0777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8199 LOWBANK DR, NAPLES, FL 34109-0777

Mortgage

Document Number	0005646158
Date	Dec 10, 2018
Instrument	5646158

Lender

Name	MARKETPLACE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,613.00 (+3.18%) Homeowner's exemption	$602,191 (+5.99%)	$922,362 (-16.44%) Land $514,900 Building $407,462
2023	$5,440.00 (-2.68%) Homeowner's exemption	$568,175 (+3%)	$1,103,829 (+40.7%) Land $579,263 Building $524,566
2022	$5,590.00 Homeowner's exemption	$551,626	$784,526 Land $225,489 Building $559,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Stream Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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