8196 Lowbank Dr, Naples, FL 34109 Property Records

Collier County property record for 8196 Lowbank Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	3,324 sqft · built 1992
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (May 2018)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`721300 3 273B31`

Property Details

APN / Parcel Number

Primary APN	`721300 3 273B31`
Alternative APN	`82660004286`

Interior

Stories	1 Story
Building Area	3,324 sqft Living Area
Gross Area	3,938 sqft
1st Floor Area	3,324 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	140 ft deep x 85 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Enclosed Porch
Deck Area	760 sqft

Location & Zoning

Account Number	721300 3 273B31
Street Address	8196 LOWBANK DR
City	NAPLES
State	FL
Zip	34109-0775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILSHIRE LAKES PHASE ONE BLK 3 LOT 27
Legal Range	26
Legal Township	48
Legal Section	31
Legal Subdivision	WILSHIRE LAKES PHASE 1
Legal Phase	1
Legal Tract	721300
Legal Block	3
Legal Lot Number	27
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10434

Owner

Source: Collier County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8196 LOWBANK DR, NAPLES, FL 34109-0775
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	5563937
Deed Book / Page	5515 / 3214
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8196 LOWBANK DR, NAPLES, FL 34109-0775
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	ACADIA SETTLEMENT SERVICES LLC, RADIAN SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8196 LOWBANK DR, NAPLES, FL 34109-0775

Mortgage

Document Number	0060813830
Date	Feb 8, 2022
Book Page	6081/3830
Instrument	6202179

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8196 LOWBANK DR, NAPLES, FL 34109-0775
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8196 LOWBANK DR, NAPLES, FL 34109-0775

Mortgage

Document Number	0058083811
Date	Aug 31, 2020
Book Page	5808/3811
Instrument	5915772

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 31, 2018
Property Address	8196 LOWBANK DR, NAPLES, FL 34109-0775
Document Number	0055153214
Book / Page	5515 / 3214
Map Reference	MB19 PG1-3
Instrument Date	May 29, 2018
Instrument	5563937
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7105 SUGAR MAGNOLIA CIR, 7105, NAPLES, FL 34109-7833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8196 LOWBANK DR, NAPLES, FL 34109-0775

Mortgage

Document Number	0005563939
Date	May 31, 2018
Instrument	5563939

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,854.00 (+3.03%) Homeowner's exemption	$837,955 (+5.99%)	$1,143,807 (-8.86%) Land $547,400 Building $596,407
2023	$7,623.00 (-2.89%) Homeowner's exemption	$790,620 (+3%)	$1,255,046 (+19.82%) Land $478,975 Building $776,071
2022	$7,850.00 Homeowner's exemption	$767,592	$1,047,441 Land $222,287 Building $825,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TPC ACC Acquisition Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Lumen Technologies.

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