8196 Cramer Rd, Finland, MN 55603 Property Records

Lake County property record for 8196 Cramer Rd, Finland, MN 55603

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 512 sqft · built 1959
Lot Size30 acres (1,306,800 sqft)
Owner2 Individual Names on Record
Last Sale$10,000 (Oct 2024)
Tax Bill$444 (2026)
APN24-5806-09730

Property Details

APN / Parcel Number

Primary APN24-5806-09730

Interior

Bedrooms1 Bed
Stories1 Story
Building Area512 sqft Gross Area
1st Floor Area512 sqft
Utility Area230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Architectural StyleRustic
Exterior MaterialWood
Construction TypeWood
Lot Area1,306,800 sqft (30 acres)
Garage TypeCarport
CarportCarport
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
SaunaSauna

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelWood

Location & Zoning

Street Address8196 CRAMER RD
CityFINLAND
StateMN
Zip55603
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionNE14 OF SE14 EXC N 165FT & EXC THE S 165 FT
Legal Range06W
Legal Township58N
Legal Section09
JurisdictionLAKE MN
Township / Civil DivisionLAKE NO. 1
Census Block Group2
Census Block2174
Census Tract370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24 S 5TH ST W, AURORA, MN 55705-1256
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleOct 15, 2014 · Amount on Record
Deed Document Number20241700047
Prior Transfer DateNov 12, 2004
Prior Transfer Doc0000175083
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$444.00$99,500 (+23.91%) Land $52,900 Building $46,600$99,500 (+23.91%) Land $52,900 Building $46,600
2023$80,300 Land $49,000 Building $31,300$80,300 Land $49,000 Building $31,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 79% of Minnesota
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Cramer Rd

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