Lake County property record for 8136 Cramer Rd, Finland, MN 55603
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 432 sqft · built 2008 |
| Lot Size | 45 acres (1,960,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $158 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| APN | 24-5806-09910 |
| Primary APN | 24-5806-09910 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 432 sqft Gross Area |
| 1st Floor Area | 432 sqft |
| Utility Area | 670 sqft |
| Interior Walls | Log |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 1,960,200 sqft (45 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Slab |
| Sauna | Sauna |
| Heating System | Space Heater |
|---|---|
| Heating Fuel | Wood |
| Street Address | 8136 CRAMER RD |
|---|---|
| City | FINLAND |
| State | MN |
| Zip | 55603 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | SE14 OF SE14 & THE S 165 FT OF THE NE14 OF |
| Legal Range | 06W |
| Legal Township | 58N |
| Legal Section | 09 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 1 |
| Census Block Group | 2 |
| Census Block | 2174 |
| Census Tract | 370101 |
Source: Lake County assessment roll, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 526, FINLAND, MN 55603-0526 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 8136 CRAMER RD, FINLAND, MN 55603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000202653 |
|---|---|
| Date | Jul 24, 2023 |
| Instrument | A000202653 |
| Name | NORTH SHORE FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 13, 2043 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,100 (+40.86%) Land $56,600 Building $57,500 | $114,100 (+40.86%) Land $56,600 Building $57,500 | |
| 2025 | $158.00 | ||
| 2023 | $81,000 Land $43,000 Building $38,000 | $81,000 Land $43,000 Building $38,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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