8195 Tesoro Pl, Granite Bay, CA 95746 Property Records

Placer County property record for 8195 Tesoro Pl, Granite Bay, CA 95746

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,722 sqft · built 2021
Lot Size0.52 acres (22,651 sqft)
Owner2 Company Names on Record
Last Sale$2,700,000 (Aug 2024)
Tax Bill$29,914 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN048-670-006-000

Property Details

APN / Parcel Number

Primary APN048-670-006-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,722 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area22,651 sqft (0.52 acres)
Garage Area1,440 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address8195 TESORO PL
CityGRANITE BAY
StateCA
Zip95746-6826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 COLINAS ESTATES MOR EE-38
Legal SubdivisionCOLINAS ESTATES
Legal Lot Number6
JurisdictionPLACER CA
Township / Civil DivisionROCKLIN
Census Block Group4
Census Block4004
Census Tract20604

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address8195 TESORO PL, GRANITE BAY, CA 95746-6826
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Commercial Mortgage
MICHAEL J ZUGAR
Nov 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2024 · Amount on Record
Deed SaleAug 8, 2024 · Amount on Record
Prior SaleNov 14, 2022
Deed Document Number202441943
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLACER CA
Property Address8195 TESORO PL, GRANITE BAY, CA 95746-6826
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6085 DOUGLAS BLVD 100, 100, GRANITE BAY, CA 95746-8854

Mortgage

Document Number0000074074
DateJun 4, 2021
Instrument2021-0074074
Lender
NameMICHAEL J ZUGAR
TypePrivate Party
Address8170 TESORO PL, GRANITE BAY, CA 95746
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPLACER CA
Recording DateNov 14, 2022
Property Address8195 TESORO PL, GRANITE BAY, CA 95746-6826
Document Number0000084764
Map ReferenceMB EE PG 38
Instrument DateOct 4, 2022
Instrument2022-0084764
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address8935 TESORO PLACE, GRANITE BAY, CA 95746

Mortgage

Document Number0000084765
DateNov 14, 2022
Instrument2022-0084765
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyPlacer County
Elementary School DistrictEureka Union Elementary School District (KG - 08)
Secondary School DistrictRoseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,924,686 (+2.7%) Land $780,300 Building $2,144,386
2025$29,914.00 (+12.87%) Homeowner's exemption$2,847,840 (+13.91%) Land $765,000 Building $2,082,840
2023$26,502.00 (+506.59%)$2,500,000 Land $750,000 Building $1,750,000
2022$4,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims46 (1983–2014)
Claims Outside the SFHA16 of 46
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 9 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 23 claims
  • Severe Storms & Flooding, Feb 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Zeta Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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