8195 Frances Rd, Flushing, MI 48433 Property Records

Genesee County property record for 8195 Frances Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,365 sqft · built 2019
Lot Size	45.4 acres (1,978,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Oct 2016)
Tax Bill	$6,304 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-02-200-010`

Property Details

APN / Parcel Number

Primary APN	`08-02-200-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,365 sqft Living Area
1st Floor Area	3,273 sqft
Basement Area	3,273 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	1,978,060 sqft (45.4 acres)
Lot Width	399 ft Width
Garage Area	1,505 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8195 FRANCES RD
City	FLUSHING
State	MI
Zip	48433-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG S 89 DEG 22 MIN W 1320 FT FROM E 1/4 COR OF SEC TH N 0 DEG 45 MIN E 2469.29 FT TH N 89 DEG 43 MIN W
Legal Range	05E
Legal Township	08N
Legal Section	02
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2001
Census Tract	10610

Owner

Source: Genesee County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8195 FRANCES RD, FLUSHING, MI 48433-8825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Dec 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2016 · Amount on Record
Deed Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	201670213
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8195 FRANCES RD, FLUSHING, MI 48433-8825
Transaction Type	Mortgage
Record Updated	Apr 18, 2024
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8195 FRANCES RD, FLUSHING, MI 48433-8825

Mortgage

Document Number	0000016400
Date	Apr 10, 2024
Instrument	202404100016400

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8195 FRANCES RD, FLUSHING, MI 48433-8825
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105040044025
Date	May 4, 2021
Instrument	202105040044025

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	57100

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2041

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 21, 2017
Property Address	8195 FRANCES RD, FLUSHING, MI 48433-8825
Instrument Date	Dec 14, 2017
Instrument	78131
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2010 WALNUT CREEK DR FLINT MI 485322255, FLINT, MI 48532-2255

Mortgage

Document Number	0000078131
Date	Dec 21, 2017
Instrument	78131

Lender

Name	CHEMICAL BK
Type	Bank
Address	WYOMING, MI 49519

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Montrose Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,304.00 (-68.73%) Homeowner's exemption	$684,400 (+18.41%)	$1,368,800 (+18.41%)
2024	$20,157.00 (+12.85%)
2023		$578,000	$1,156,000
2021	$17,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

4G LTE only, no 5G reported

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