8191 Lucello Ter S, Naples, FL 34114 Property Records

Collier County property record for 8191 Lucello Ter S, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	2,256 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Sep 2025)
Tax Bill	$10,000 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`281766 2095B23`

Property Details

APN / Parcel Number

Primary APN	`281766 2095B23`
Alternative APN	`31347860561`

Interior

Building Area	2,256 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,970 sqft (0.16 acres)
Pool Area	392 sqft
Deck Area	543 sqft

Location & Zoning

Street Address	8191 LUCELLO TER S
City	NAPLES
State	FL
Zip	34114-2878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPLANADE AT HACIENDA LAKES PHASE 3 LOT 209
Legal Range	26
Legal Township	50
Legal Section	23
Legal Subdivision	ESPLANADE HACIENDA LAKES PH3 PHASE 3
Legal Phase	3
Legal Block	1
Legal Lot Number	209
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1001
Census Tract	11114

Owner

8191 Lucello Ter S is owned by an individual who bought it in September 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	20 WALSH WAY, MORRIS PLAINS, NJ 07950-1942
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on File
Deed Sale	Sep 8, 2025 · Amount on File
Prior Sale	Jun 19, 2021 · Amount on File
Deed Document Number	20256727441
Deed Book / Page	6505 / 3358
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8191 LUCELLO TER S, NAPLES, FL 34114-2878
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059791738
Date	Jul 11, 2021
Book Page	5979/1738
Instrument	6093034

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 19, 2021
Property Address	8191 LUCELLO TER S, NAPLES, FL 34114-2878
Document Number	0059672785
Book / Page	5967 / 2785
Map Reference	MB 64 PG 20-23
Instrument Date	Jun 16, 2021
Instrument	6081016
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,781.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 KENWOOD CT, BEACHWOOD, OH 44122-7501

Mortgage

Document Number	0059672787
Date	Jun 19, 2021
Instrument	5967/2787

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8191 Lucello Ter S was $10,000.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$624,170 (-15.28%) Land $162,109 Building $462,061	$624,170 (-16.15%) Land $162,109 Building $462,061
2025	$10,000.00	$736,766	$744,356 Land $294,030 Building $450,326
2023	$8,916.00 (+0.07%)	$608,897 (+6.12%) Land $70,241 Building $538,656	$608,897 (+6.12%) Land $70,241 Building $538,656
2022	$8,910.00	$573,797 Land $84,044 Building $489,753	$573,797 Land $84,044 Building $489,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8191 Lucello Ter S in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 304 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	304 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8191 Lucello Ter S is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

Nearby Properties on Lucello Ter S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures